Are there any types of transactions with the UOB YOLO Card that do not earn rebate?

The UOB YOLO is a good card to fill the areas for dining, grab and entertainment as it were but note that 12% cash back is only for these categories, and any other categories would be best purchased with another card. If you eat out often and use grab frequently (even topping up of grab wallet), this would be a card for you. I advise that you call up UOB once you receive the card and reset your statement month to the calendar month, this way it will make it easier to hit the bonus qualifying period for the 12%.

Hello there! The following transactions do not earn rebates and they include Payment of funds to prepaid accounts, Instalment payment plans, Charitable or religious organizations, government institutions and services, Balance/funds transfers, cash advances, fees, interests, finance charges, late payment charges, annual fee charges, reversals, other financial charges. The bank identifies transactions and their categories via codes assigned by Visa. These are not decided by the bank but rather by the merchants and their acquiring banks.

From my personal experience, they offer pretty attractive dining and entertainment offers, but only if you visit these places. Overall I think they are decent but not the best cashback program. Easy to use for the rebate on weekend and definitely a must for dining and entertainment. It appeals more if you are a youth but I use only mostly use when I dine with friends or watch the movies together, will try to use more next time , now paying minimum payment of $100 for $3000 spent till next pay check.

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There are a lot of cheap plans but the best that provides what you are looking for are StarHubGiga and M1 which offers, 1,000 SMS, 1,000 min of calls and 25-30GB of data for only S$25.but if you're looking for something cheaper but still somewhat decent, you could try Zero1 though you will encounter speed reduction after 1GB of mobile data use.

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The number of foreigners borrowing from lic.ensed moneylenders increased from 7,500 in 2016, the number rose to 35,000 in the first half of 2018 alone. This is one of the reasons why they changed the law. The police have also observed more foreigners here borrowing from unlicensed moneylenders