Also what is the maximum amount of rewards that I can earn on 10X Rewards merchants/transactions on my Citi Rewards Card?
I am quite very disappointed with this card as I have never received the vouchers for all the points I have accumulated so far. I have on several occasions made complaints via the phone and even in person, but all to no avail. I would not recommend this card to anyone for this reason, i have to say unfortunately.
Citi Rewards Card / Citibank Singapore
My mother has been using this Citibank rewards card for many years and says what she loves about it is the 10X Rewards points on her shopping all year long, either it be online, offline or overseas. It simple makes her shopping more rewarding. Plus Citibank has an amazing range of merchandise for her to redeem using her rewards points, her favourite being to use her reward points to get Takashimaya vouchers which has no expire date to it too.
Citi Rewards Card / Citibank Singapore
Citibank has generally been very prompt and hassle free in waiving annual fee and also late payment finance charges. Additionally it is the best in the market right now when paired with Apple Pay to give 20x Citi Dollars, with no cap, and 10x Citi Dollars on a good range of stuff. This is my number one card of choice right now, and if you have an iPhone, I highly recommend adding this card into your Apple wallet right now.
Citi Rewards Card / Citibank Singapore
I hate to cast a dark shadow on this card but the only downside i notice is that bonus points are capped at $12,000 worth of spending per year, while points across all Citi cards don't pool, but please let that not be a reason to avoid the card as the benefits greatly outweigh the costs and I strongly recommend this card if you want to gain miles at an unbelievable speed.
Citi Rewards Card / Citibank Singapore
I really regret that I had chosen this card in the first place as it is not what I bargained for. I have actually never received the so-called vouchers for all the points I accumulated so far, even after I have raised the issue several times over the phone and even in person. Sadly all my efforts have been to no avail. This is bye-bye for me and any Citibank credit cards again.
Citi Rewards Card / Citibank Singapore
Unfortunately, the HSBC advance card is not an unlimited cashback card as they have a cap on the cashback per month, even for advance banking clients. Furthermore, if you are not an advance banking client, you would not get subsequent card fee waiver if you do not get to spend at least $12,000 in a year.
HSBC Advance Credit Card / HSBC Bank Singapore
The American Express Krisflyer Credit Card has an attractive sign up bonus and it is easy to use to accumulate on miles as no conversion into KF account is required, and monthly auto “sweeping” of miles help save in the conversion fee. I also have had good experiences with their customer care service as the call center service is absolutely awesome.
American Express Singapore Airlines KrisFlyer Credit Card / American Express International
I have held this card for quite a long time and one thing I like about the card is the fact that it is used for CapitaLand malls and they are almost everywhere. So I enjoy dining taking advantage of the 10x rewards merchants to accumulate the points faster. Imagine getting close to 6.5% rebates on dining. Not to forget their sign up bonus of $60 rebates in vouchers when you spend $1,500. That's a 4% rebate excluding the points you will earn which will convert into vouchers too.
American Express CapitaCard / American Express International
OCBC Voyage Card is perfect for well-off consumers with a shifting travel schedule, who want to earn high miles locally and overseas. Consumers earn 2.4 miles per S$1 spend overseas and 1.2 miles on general local spend, which aligns with similar cards. Consumers are most likely to benefit from OCBC voyage card if they spend most of their budget locally, with at least 25% of local spend on dining.
OCBC VOYAGE Card / Oversea-Chinese Banking Corporation
This is my first credit card and I was pleased with the process as the application was absolutely stress free and smooth with customer care service at top notch. I actually felt taken care of and it appeared I could rely on customer care service for virtually any issue. Plus they have a simple tracking system of cashback rewards, with a good App and web UI/UX.
American Express True Cashback Card / American Express International
I would recommend the card for use by people who frequently purchase clothing and electronics and also in particular from known on online merchants like AliExpress, Amazon, Lazada, Shopee and Taobao.You get 10X points when you shop at retails for babies and children's wear, clothes, bags and shoes, department stores, electronics and gadgets; which cover almost all retails. Also the OCBC Reward is a $10 rebate for 3600 points which I think is fare.
OCBC Titanium Rewards Credit Card / Oversea-Chinese Banking Corporation
No Name
Generally, a Merchant Category Code (MCC) is a four digit number assigned to a merchant/business by the merchant’s acquiring bank. The acquiring bank usually provides the credit card payment facilities used by the merchant and it determines and applies with respect to the account, the MCC which in its view best describes the merchant activity. Citibank does not determine the merchant’s MCC. You may want to check with the merchant on the MCC they are assigned to. Eligible cardholders will earn 10X Points for every S$1 charged (every S$1 charged = 10 Points) in respect of an S$1 charge at a 10X Points Eligible Transaction, up to a cap of 10,000 Points per statement month. Points are calculated based on the amount of each 10X Points Eligible Transaction, rounded down to the nearest Point. After the cap of 10,000 Points per statement month is reached, continue to earn 1X Reward for every S$1 charged. There is no cap on 1X Reward that an eligible cardholder can earn.