What do I stand to gain from participating in the HSBC's Mileage Programme of the HSBC Premier MasterCard Credit Card?

For me nothing beats the 5% year-round cash rebates on dining, groceries, petrol and transport (that is taxis, ride hailing, trains and buses inclusive), locally and overseas when you spend minimum S$600 per month. And the cash rebate is capped at S$150 per month. So if you don’t drive, not to worry as you can enjoy 5% cash rebate for your transportation needs, be it a taxi ride, a booking made via ride hailing apps, or trains/buses.

With this card the outstanding highlight will probably be that you can earn one Rewards point for every S$1 charged to your card. In addition, you can also enjoy the exclusive privilege to redeem more rewards with fewer points on selected rewards items. Plus the application process for this card was not stressful as is the case with other cards.

The HSBC Premier MasterCard offers a quick, convenient and fuss-free payment with your contactless-enabled HSBC Premier MasterCard credit card. You can with this feature simply tap and go in front of a secured reader at participating merchants to make payments but be aware that this is subject to applicable limits on the contactless payment amount.

If you ever are tired of worrying about your fare card balance at the gantries just like I used to do then this card is for you too. You can now beat the hustle and bustle of daily commute as you can now tap and go on buses and trains. This without a doubt makes your daily commute smoother and helps to ease and take away those worries behind.

With the Apple Pay feature of the HSBC Premier MasterCard making payments in stores, in apps and on the web with your iPhone, Apple Watch, iPad and Mac is now very easy with just a touch on it, secure and private as well. A unique transaction code is used for each purchase so your card details are never shared with any merchant or saved on your device

I would recommend the card for use by people who frequently purchase clothing and electronics and also in particular from known on online merchants like AliExpress, Amazon, Lazada, Shopee and Taobao.You get 10X points when you shop at retails for babies and children's wear, clothes, bags and shoes, department stores, electronics and gadgets; which cover almost all retails. Also the OCBC Reward is a $10 rebate for 3600 points which I think is fare.

In my opinion, this card is one of the best cards in the market especially as there are no expiry date to miles earned and an amazing 2 VIP airport lounge access. I love the fact that the card can be used for major big ticket items and to clock mileage. Redemption can be done easily without hassle and customer service staff are very helpful

A 5% cash rebate on fuel purchases and a 16% instant discount is a great deal for me I must say, the HSBC VISA Platinum Credit Card indeed makes driving more fun for me as i always look forward to the 16% instant discount plus 5% cash rebate on all fuel spend at Caltex and Shell stations

First of all, unlike other loyalty programmes, the American Express Personal Card membership rewards points do not expire. Furthermore, with no restriction on the number of points you can stand to accumulate, you just need to choose the reward you want and you'll have time to get it, pretty much the skies can be your limit as you can use the points the way you want from redeeming shopping, travel and entertainment rewards to offsetting purchases made on your Card.

If you target to spend on major event tickets and high price items with the plan to split by instalment then this card is for you. However I notice that if you have an existing OCBC saving account, it makes bill payments much more seamless. And aside from being able to split payment into monthly instalments interest free, you can earn up to 1% rebate on your purchase. Only few cards in the market that allow auto convert spending into interest free instalment and still be entitled to 0.5% or 1% cash rebate.

I love that I can enjoy Interest rates starting from 5.80% p.a. (EIR 11.38% p.a.) on their 12-month instalment plan which allows for fixed monthly repayments.The monthly repayment for your Cash-on-Instalments is fixed, allowing you to manage your finances with ease of mind. That works perfect for me as it helps me to be more organized and I give them thumbs up.