Would it be possible for one to make claims on complimentary travel inconvenience, travel accident benefits and My VoyageGuard Travel InsuranceSM at the same time?

I have had this card for a long while. The good thing with the card is that AMEX have been waiving my annual fees which is probably why I still have the card. The pros with this card include – Great customer service officers that are friendly and will do their best to help you with prompt follow ups, direct credit of miles to your Krisflyer account, many small promos every few months with a fantastic sign up promo, no minimum spending and perfect for concert lovers as AMEX offers priority to provide tickets.

I've have never really had a smooth and hassle-free experience with other banks as with this bank they are super respectful and care to answers your questions patiently and in the process I expedited my card approval immediately. Although the annual fee is $335 which is quite pricey, they make up for it with the bonus miles and the impeccable customer service and free hotel and lounge stay, I must say this is an amazing card and worth the purchase.

Frankly, I tend to use the AMEX card whenever I find it possible because they have the best customer service attendants who ensure a short waiting time, conversing with a happy voice and solve problem fast, their app has a lot of great offers specific to each AMEX card, while there are only a few cards that offer rewards for Grab Top Up, this card is one of them. Finally, with this card you can earn miles for insurance, charity and utility bill payment which most cards exclude.

The good thing with this AMEX card is that they have been waiving my annual fees and that’s why I still have the card as I have had this card for quite some time now. They have awesome customer service officers that are friendly and will do their best to help you. Follow ups are prompt as well with direct credit of miles into your Krisflyer account, no minimum spends and a good sign up promo.

While everything may sound well and good with this card until you put into consideration the fact that there’s no annual fee waiver and the annual fee of $337 is really rather on the high side than that of competition credit cards. But to make up for it, the Amex KrisFlyer Ascend gets you one night’s stay at a Hilton property in Asia Pacific each year

I am quite very disappointed with this card as I have never received the vouchers for all the points I have accumulated so far. I have on several occasions made complaints via the phone and even in person, but all to no avail. I would not recommend this card to anyone for this reason, i have to say unfortunately.

Very impressed by the complimentary night stay I got after I made bookings for a five nights stay at a resort I spent my birthday at in Malaysia. Even more pleasing was the complimentary golf games at a high quality golf courses in Malaysia. As a matter of fact, I had as much as six complementary golf games.

The Citi SMRT card is a pretty decent card for spending but they unfortunately exclude travel related online merchants. This to me is the downside of the card and may be a reason to get another card for travel websites.

OCBC Voyage Card is perfect for well-off consumers with a shifting travel schedule, who want to earn high miles locally and overseas. Consumers earn 2.4 miles per S$1 spend overseas and 1.2 miles on general local spend, which aligns with similar cards. Consumers are most likely to benefit from OCBC voyage card if they spend most of their budget locally, with at least 25% of local spend on dining.

My family had a really fun time with the 10% off Siam Adventure Club Family Package Booking which came with breakfast for 2 adults and up to 2 kids with a Kids room setup in room and full access to kids activities. We even enjoyed daily evening drinks for whole family on selected menu from 5pm to 6pm.

For me nothing beats the 5% year-round cash rebates on dining, groceries, petrol and transport (that is taxis, ride hailing, trains and buses inclusive), locally and overseas when you spend minimum S$600 per month. And the cash rebate is capped at S$150 per month. So if you don’t drive, not to worry as you can enjoy 5% cash rebate for your transportation needs, be it a taxi ride, a booking made via ride hailing apps, or trains/buses.