What are the rewards for referring a friend to the Amex Singapore Airlines Krisflyer Ascend Credit Card?

Actually it is possible for you to lodge a claim against both the complimentary travel inconvenience, travel accident benefits and from My VoyageGuard Travel InsuranceSM but all subject to the terms, conditions and exclusions of each product. For claims that are payable on reimbursement basis, the insurer will only reimburse what the insured had incurred and paid. On the other hand for all other types of claims, these will be reviewed and settled in accordance with the Terms and Conditions of the Policy. As regards to claiming complimentary travel inconvenience and travel accident benefits with your card, If your American Express Credit Card is used to pay for the travel cost for the originating and return journey and you purchase essential items on your American Express Credit Card due to a minimum 6 hour baggage delay, you may claim reimbursement for the essential items purchased, up to S$200 per person, subject to the terms, conditions and exclusions of the product. With the My VoyageGuard Travel InsuranceSM, If you purchase a My VoyageGuard Travel InsuranceSM Policy, you can additionally claim a lump sum benefit of S$200 for every 6 hours of delay subject to the terms, conditions and exclusions of the product. Please note that in the event you are claiming under both complimentary travel inconvenience and travel accident benefits and My VoyageGuard Travel InsuranceSM, you will need to submit two separate claim forms.

In a nut shell, the American Express Singapore Airlines Solitaire PPS Credit Card offers up to S$1 Million free Travel Inconvenience & Travel Accident Benefits when you purchase your travel tickets with your American Express Singapore Airlines Solitaire PPS Credit Card. In addition, they offer a complete Fraud Protection Guarantee which enables you to shop with confidence as you are protected against any unauthorised charges made on your Credit Card, both online and offline. Finally they have a credible and efficient Emergency Card Replacement within one business day, virtually anywhere in the world.

Those with an annual income of less than S$20,000 may borrow up to S$3,000 from all moneylenders combined and those who earn more thanS $20,000 a year may borrow up to six times their monthly income from all moneylenders combined. Meanwhile, for foreigners residing in Singapore, a lower aggregate loan cap of S$1,500 will be imposed on those who earn less than S$10,000 annually. Foreigners who earn between $10,000 and $20,000 a year can borrow up to $3,000, and those who earn at least $20,000 can borrow six times their monthly income.

If that is the case, you must inform your friend and warm him/her immediately because when a work pass holder is found to have borrowed from an unlicensed lender, the MOM will inform the employer and revoke the work pass. The worker will be repatriated and prohibited from further employment in Singapore.

According to ValueChampion's findings, undergraduate programmes pertaining to computing, engineering, architecture, pharmacy and law tend to have the highest level of return on investment on their tuitions immediately upon graduation. In particular, a bachelor's degree in law stood out as having the 2nd highest median gross monthly wage* and the 5th highest full-time employment rate.

Your interpretations are correct but we can look deeper into its characteristics. A bond has a face value which is the amount the bond will be worth at maturity and the amount the bond issuer uses when calculating interest payments. A bond has a coupon rate which is similar to interest rates. A bond shouls always have a maturity date which is self explanatory. Probobly the most important characteristic is the issue price which is the original price the issuer sells the bond.

Just like in any country, there aren't many investments that guarantee your principal as well as returns in Singapore but of those that do, you should be very careful of scams. One other thing to understand is that when you get to enjoy such safety in your investments and visibility in your cashflows, you need to be prepared to accept a rate of return that is close to the risk-free rate. Your first bet is to invest on Singapore Government Treasury bills and/or Singapore Government Bonds. You can also try investing on saving plans or fixed deposits but the returns are low. If you want higher returns then you really need to invest on high risk investments.

You need not worry about using your credit cards when buying your medical supplements here in Singapore. There are big pharmacies that accepts credit card transactions .You can just go directly to the local pharmacy, show your medical perscription i your medication needs one and just ask them to swipe your credit card and then you're good to go.