Please I would like to know how the transactions for 10x OCBC$ is determined?

I would recommend the card for use by people who frequently purchase clothing and electronics and also in particular from known on online merchants like AliExpress, Amazon, Lazada, Shopee and Taobao.You get 10X points when you shop at retails for babies and children's wear, clothes, bags and shoes, department stores, electronics and gadgets; which cover almost all retails. Also the OCBC Reward is a $10 rebate for 3600 points which I think is fare.

Sadly despite this card’s variety and flexibility, rewards are still limited to item-based purchases. Spend that are more closely linked to experiences like dining, entertainment and travel earn just 1 point per S$1. On the flip side, OCBC Titanium Card does offer regional dining discounts, deals at Cathay Cineplexes, and discounted airport lounge and JetQuay Quayside access. However, consumers who spend more on experiences than on items might prefer an alternative Card.

OCBC Titanium card is one of the best shopper cards on the market because its S$192.6 fee is waived with just S$10,000 annual spend. Consumers can pair this with another card to earn high rates in multiple categories with no added cost. Ultimately, OCBC Titanium Rewards Card is an excellent option for shoppers seeking high rates and flexibility.

With a 10x OCBC$ that is 10 points or 4 Miles for every $1 spent on clothes, shoes, bags, department stores, kids wear, electronic gadgets, online, offline, locally and overseas and a 2% Cash Rebate when you spend at BEST Denki, on top of the existing 10 OCBC$ (worth 4 Miles) OCBC Titanium Rewards Card members earn on a usual basis.

I like the cards feature which gives a 10x OCBC$ 10 points or 4 Miles for every $1 spent on clothes, shoes, bags, department stores, kids wear, electronic gadgets, online, offline, locally and overseas. Check out the offering of up to 16% discount at Caltex and Esso stations and the exclusive access at USD 27 per visit per person to more than 800 lounges regardless of the airline

This is my first credit card and I was pleased with the process as the application was absolutely stress free and smooth with customer care service at top notch. I actually felt taken care of and it appeared I could rely on customer care service for virtually any issue. Plus they have a simple tracking system of cashback rewards, with a good App and web UI/UX.

For me nothing beats the 5% year-round cash rebates on dining, groceries, petrol and transport (that is taxis, ride hailing, trains and buses inclusive), locally and overseas when you spend minimum S$600 per month. And the cash rebate is capped at S$150 per month. So if you don’t drive, not to worry as you can enjoy 5% cash rebate for your transportation needs, be it a taxi ride, a booking made via ride hailing apps, or trains/buses.

I fancy the OCBC 365 credit because it has cash rebate of $80, but only after you full fill their criteria. They require a minimum spending of $800 per month which in turn earns interest from different spending. This card suits me just fine being that I have broad spending habit and in the process it gives me $80 cash rebates every month. My only dislike is the rebate on the general spending which is 0.3%.

So it is really convenient that I can get and use my card instantly when I apply via MyInfo. And the cards instant digital card that can be used for mobile wallets, online and mobile app purchases. Now aside from the same day physical credit card issuance for online applications you also get S$50 cash rebate upon approval with no minimum spend required. However that is only for new OCBC Credit Card applications.

The welcome bonus with this card is quite mouth-watering. Simply spend S$1,500 in the first 3 months to receive 24,000 Membership Rewards points. That you will find to be enough points to redeem for S$110 cash credit. Plus you can see the points add up with 100% bonus points on all spend in your first 3 months of Card Membership. I have been using this card now for 6 months and am yet to find reasons to complain.

First of all, unlike other loyalty programmes, the American Express Personal Card membership rewards points do not expire. Furthermore, with no restriction on the number of points you can stand to accumulate, you just need to choose the reward you want and you'll have time to get it, pretty much the skies can be your limit as you can use the points the way you want from redeeming shopping, travel and entertainment rewards to offsetting purchases made on your Card.