Forum
Last updated: 

Please I would like to know how the transactions for 10x OCBC$ is determined?

As regards the OCBC Titanium Rewards Credit Card, how are the transactions for the 10x OCBC$ determined and when do I receive the 10x OCBC$?

User comments

  • user image

    No Name

    Generally, all transactions made on credit cards (OCBC Titanium Credit Card inclusive) are automatically categorized according to the Merchant Category Code (MCC) of the store, which determines whether the transaction is eligible for additional rewards. OCBC Titanium Rewards Card, 10x OCBC$ are automatically awarded for transactions made at merchants that fall within the specific MCCs. E.g. MCC 5611 Men’s and Boys’ Clothing and MCC 5621 Women’s Ready to Wear Stores. As such, transactions for the eligible merchants will be awarded with 1x OCBC$ credited when the transaction is posted and the remaining 9x OCBC$ credited manually by the end of the following month, computed based on the relevant transaction posting date.

    2019.08.01 5:43

Please leave your knowledge and opinion!

Recommending Reviews

You get 10X points when you shop at retails for babies and children's wear

I would recommend the card for use by people who frequently purchase clothing and electronics and also in particular from known on online merchants like AliExpress, Amazon, Lazada, Shopee and Taobao.You get 10X points when you shop at retails for babies and children's wear, clothes, bags and shoes, department stores, electronics and gadgets; which cover almost all retails. Also the OCBC Reward is a $10 rebate for 3600 points which I think is fare.

OCBC Titanium Rewards Credit Card / Oversea-Chinese Banking Corporation

Rewards are limited to item-based purchases

Sadly despite this card’s variety and flexibility, rewards are still limited to item-based purchases. Spend that are more closely linked to experiences like dining, entertainment and travel earn just 1 point per S$1. On the flip side, OCBC Titanium Card does offer regional dining discounts, deals at Cathay Cineplexes, and discounted airport lounge and JetQuay Quayside access. However, consumers who spend more on experiences than on items might prefer an alternative Card.

OCBC Titanium Rewards Credit Card / Oversea-Chinese Banking Corporation

Consumers can pair with another card to earn high rates with no added cost

OCBC Titanium card is one of the best shopper cards on the market because its S$192.6 fee is waived with just S$10,000 annual spend. Consumers can pair this with another card to earn high rates in multiple categories with no added cost. Ultimately, OCBC Titanium Rewards Card is an excellent option for shoppers seeking high rates and flexibility.

OCBC Titanium Rewards Credit Card / Oversea-Chinese Banking Corporation

2% Cash Rebate when you spend at BEST Denki

With a 10x OCBC$ that is 10 points or 4 Miles for every $1 spent on clothes, shoes, bags, department stores, kids wear, electronic gadgets, online, offline, locally and overseas and a 2% Cash Rebate when you spend at BEST Denki, on top of the existing 10 OCBC$ (worth 4 Miles) OCBC Titanium Rewards Card members earn on a usual basis.

OCBC Titanium Rewards Credit Card / Oversea-Chinese Banking Corporation

16% discount at Caltex and Esso stations

I like the cards feature which gives a 10x OCBC$ 10 points or 4 Miles for every $1 spent on clothes, shoes, bags, department stores, kids wear, electronic gadgets, online, offline, locally and overseas. Check out the offering of up to 16% discount at Caltex and Esso stations and the exclusive access at USD 27 per visit per person to more than 800 lounges regardless of the airline

OCBC Titanium Rewards Credit Card / Oversea-Chinese Banking Corporation

Recommending Forums

Should I be considering OCBC Titanium Reward card if I want to get more air miles?

OCBC Titanium Rewards Credit Card

How much OCBC$ can I earn per annum?

OCBC Titanium Rewards Credit Card

Related Forums

What exactly does liquidation do for me and why would I ever consider?

Why should I invest my money in Singapore?

Are there free sim plans in Singapore?

What is the cheapest sim only plan in Singapore that provides data, calls and SMS?

At what age can you get a landline in Singapore?

Is it true that foreigners would be subjected to aggregate loan caps?

Related Reviews

Earn rebates in the form of cash rebates and LinkPoints by shopping at NTUC

Even as the OCBC Plus! Visa is not a cashback card, thus there is no cap, or "maximum" cash back, you get to still earn rebates in the form of cash rebates and LinkPoints by shopping at NTUC. However do note that there is a minimum spend of $500 in places outside NTUC before the full range of rebates and LinkPoints can be unlocked.

OCBC Plus! VISA Credit Card / Oversea-Chinese Banking Corporation

Spa privileges that come with card membership

I find it very pleasant and rewarding the Platinum Wellness offerings of the AMEX Express Platinum Credit Card as I get to rest and replenish after a hard week at work. I treat myself to spa privileges that come with my Card Membership with spa vouchers from Adeva Spa, Spa Rael and The Ultimate. I do this one’s a week and enjoy up to 40% off à la carte spa services at Adeva Spa, Spa Rael and The Ultimate. Simply relaxing and feels good to be pampered.

American Express Platinum Credit Card / American Express International

Family Package Rewards

My family had a really fun time with the 10% off Siam Adventure Club Family Package Booking which came with breakfast for 2 adults and up to 2 kids with a Kids room setup in room and full access to kids activities. We even enjoyed daily evening drinks for whole family on selected menu from 5pm to 6pm.

HSBC VISA Platinum Credit Card / HSBC Bank Singapore

Fantastic Rewards

A 5% cash rebate on fuel purchases and a 16% instant discount is a great deal for me I must say, the HSBC VISA Platinum Credit Card indeed makes driving more fun for me as i always look forward to the 16% instant discount plus 5% cash rebate on all fuel spend at Caltex and Shell stations

HSBC VISA Platinum Credit Card

Too bad it is not an unlimited cashback card

Unfortunately, the HSBC advance card is not an unlimited cashback card as they have a cap on the cashback per month, even for advance banking clients. Furthermore, if you are not an advance banking client, you would not get subsequent card fee waiver if you do not get to spend at least $12,000 in a year.

HSBC Advance Credit Card / HSBC Bank Singapore

You get 10X points when you shop at retails for babies and children's wear

I would recommend the card for use by people who frequently purchase clothing and electronics and also in particular from known on online merchants like AliExpress, Amazon, Lazada, Shopee and Taobao.You get 10X points when you shop at retails for babies and children's wear, clothes, bags and shoes, department stores, electronics and gadgets; which cover almost all retails. Also the OCBC Reward is a $10 rebate for 3600 points which I think is fare.

OCBC Titanium Rewards Credit Card / Oversea-Chinese Banking Corporation