What is the Currency Conversion Fee for the OCBC Robinsons Group Credit Card?

So it is really convenient that I can get and use my card instantly when I apply via MyInfo. And the cards instant digital card that can be used for mobile wallets, online and mobile app purchases. Now aside from the same day physical credit card issuance for online applications you also get S$50 cash rebate upon approval with no minimum spend required. However that is only for new OCBC Credit Card applications.

This is one of my favourite credit card for shopping and I mainly use this card during the Robinsons sales together with the Robinsons discount, as this card also gives a very good cashback of 5% with no minimum spend required. If you are buying expensive items then the expenses can easily reach a few thousand dollars, cashback will be upgraded to 10% if spend is beyond S$5,000 within the qualifying period.

With this cards rebate scheme it means you can only use back rewards earn to spend at Robinson groups of company while most items in Robinson store were unique yet overpriced. Thus the rebates value or purchasing power is way lower compared to other cards, cash back or miles rewards.

Good rebates if you're considering purchasing big stuffs and some household appliances but again price is high and you may get better deals elsewhere still. However, Robinson does offer some useful packages which at the end of the day is what consumer are looking for and don't mind the pricing.

Prompt and helpful service provided by customer service teams. No issue in using the card. Able to use points for cashback and to enjoy 5% cash rebates when you charge any amount to your card at Robinsons Group of Stores which include 18 retail brands. The 18 retail brands are Robinsons, Marks & Spencer, Coast and Oasis, Zara, Royal Sporting House, Golf House, bebe, Lacoste, Nautica, Quiksilver / Roxy, DC Shoes, Reebok, Speedo, Sperry, Ted Baker and The Social Foot

You can enjoy with this card a 10% cash rebates at Robinsons and Marks & Spencer on any amount charge beyond $3,000 during the qualifying periods and an unlimited rebate on all merchandise in-store with no minimum spend and same day crediting, even on top of existing discounts. You receive a 25% Robinsons bonus discount letter when you charge at least $500 at Robinsons and/or at Marks & Spencer during the qualifying periods

I have held this card for quite a long time and one thing I like about the card is the fact that it is used for CapitaLand malls and they are almost everywhere. So I enjoy dining taking advantage of the 10x rewards merchants to accumulate the points faster. Imagine getting close to 6.5% rebates on dining. Not to forget their sign up bonus of $60 rebates in vouchers when you spend $1,500. That's a 4% rebate excluding the points you will earn which will convert into vouchers too.

Even as the OCBC Plus! Visa is not a cashback card, thus there is no cap, or "maximum" cash back, you get to still earn rebates in the form of cash rebates and LinkPoints by shopping at NTUC. However do note that there is a minimum spend of $500 in places outside NTUC before the full range of rebates and LinkPoints can be unlocked.

I would recommend the card for use by people who frequently purchase clothing and electronics and also in particular from known on online merchants like AliExpress, Amazon, Lazada, Shopee and Taobao.You get 10X points when you shop at retails for babies and children's wear, clothes, bags and shoes, department stores, electronics and gadgets; which cover almost all retails. Also the OCBC Reward is a $10 rebate for 3600 points which I think is fare.

OCBC Frank Card stands out for its low minimum spend requirement and annual fee waiver however, it’s not a great match for consumers seeking everyday cashback. Online spend on utilities, recurring bills, and school and hospital payments are all not eligible for rebate. Dining, groceries, and other categories are also not rewarded. Ultimately, OCBC Frank Card offers young adults a great, no-fee way to earn cashback from social and online spend. OCBC Frank Card is definitely worth consideration.

Seldom would you find a card that has your best interest at heart as the AMEX Express Platinum Reserve Credit Card with its Emergency legal and medical assistance even when you are anywhere in the world. You can enjoy privileges around the globe with Live the World and American Express with all round protection against accidental damage or theft for your purchases.

I am a fresh graduate and just started my first job, I signed up for this card due to the onetime $150 cash back reward for $800 spend within the first two months. However for its main monthly rewards, it is nothing to be pleasant about and the hotline is very bad, I even had to hold more than 20 minutes during non-peak hour.