What are the benefits of the OCBC Arts Credit Card?

The OCBC Arts Credit Card offers a thrilling 10% off Flex and Flex Plus fares and 5% off Saver fares valid on Economy Class and Business Class to all Emirates-operated destinations.These special fares came in handy and very helpful on my last overseas trip using emirates. Please be aware that all the fares stated are after discount anyway

The introductory annual fee is waived for the first 2 years. This card has a $160.50 annual fee which is waived for the first 2 years along with the supplementary annual card fee of $80.25 which will also be waived during that intro period. Card members earn 1 OCBC$ rewards point per every $1 spent and you can redeem your rewards for retail vouchers at a large number of merchants and instant discounts at Timbre.

Earn 3 OCBC$ per $1 spent on ticket purchases for events made through SISTIC. Ultimately you get rewarded for planning ahead and buying tickets to the events you love, and up to 20% discounts on all local & international productions. Cardholders can benefit from exclusive discounts and deals on a number of local and international musical and theatre productions as well as events, festivals, concerts and more.

Priority events booking. Users will benefit from priority bookings at a large variety of events including W!LD RICE, the Theatre Practice, Ding Yi Music, Singapore Dance Theatre, Singapore Lyric Opera and more. I also find the dining and shopping privileges to be cool with benefits from discounts and offers at retail and dining outlets across Singapore. For instance a 15% off your bill instantly at selected restaurants and 20% off your bill instantly at selected online retailers.

OCBC Arts Credit Card is a rewards card with a complementary set of features for anyone using a credit card to pay for their cultural expenses. Not only do cardholders earn OCBC$ 3 times faster for ticket purchases through SISTIC, they can also gain priority access and discounts to tickets for theatre, art and music events.

Along with the standard perks an OCBC card provides, these extra features make this card useful for people who are interested in art, music and cultural events. Users will also benefit from a large range of discounts and perks on lifestyle and everyday purchases like retail shopping, dining, travel and tours.

The delivered on the promise of purchase Protection of up to 90 days when ensured reimbursement on an eligible online purchases I made with my Amex Express Gold Card. Irrespective where you buy online or shopping at the local supermarket, their Purchase Protection offers repair, replacement or reimbursement on eligible purchases made with the Card, that has been damaged or stolen within 90 days of purchase.

If you target to spend on major event tickets and high price items with the plan to split by instalment then this card is for you. However I notice that if you have an existing OCBC saving account, it makes bill payments much more seamless. And aside from being able to split payment into monthly instalments interest free, you can earn up to 1% rebate on your purchase. Only few cards in the market that allow auto convert spending into interest free instalment and still be entitled to 0.5% or 1% cash rebate.

I am a fresh graduate and just started my first job, I signed up for this card due to the onetime $150 cash back reward for $800 spend within the first two months. However for its main monthly rewards, it is nothing to be pleasant about and the hotline is very bad, I even had to hold more than 20 minutes during non-peak hour.

The American Express Krisflyer Credit Card has an attractive sign up bonus and it is easy to use to accumulate on miles as no conversion into KF account is required, and monthly auto “sweeping” of miles help save in the conversion fee. I also have had good experiences with their customer care service as the call center service is absolutely awesome.

Very impressed by the complimentary night stay I got after I made bookings for a five nights stay at a resort I spent my birthday at in Malaysia. Even more pleasing was the complimentary golf games at a high quality golf courses in Malaysia. As a matter of fact, I had as much as six complementary golf games.

The Citi SMRT card is a pretty decent card for spending but they unfortunately exclude travel related online merchants. This to me is the downside of the card and may be a reason to get another card for travel websites.