If you were to recommend the OCBC Arts Credit Card, what would be the highlights or benefits you would proffer?

The OCBC Arts Credit Card offers a thrilling 10% off Flex and Flex Plus fares and 5% off Saver fares valid on Economy Class and Business Class to all Emirates-operated destinations.These special fares came in handy and very helpful on my last overseas trip using emirates. Please be aware that all the fares stated are after discount anyway

The introductory annual fee is waived for the first 2 years. This card has a $160.50 annual fee which is waived for the first 2 years along with the supplementary annual card fee of $80.25 which will also be waived during that intro period. Card members earn 1 OCBC$ rewards point per every $1 spent and you can redeem your rewards for retail vouchers at a large number of merchants and instant discounts at Timbre.

Earn 3 OCBC$ per $1 spent on ticket purchases for events made through SISTIC. Ultimately you get rewarded for planning ahead and buying tickets to the events you love, and up to 20% discounts on all local & international productions. Cardholders can benefit from exclusive discounts and deals on a number of local and international musical and theatre productions as well as events, festivals, concerts and more.

Priority events booking. Users will benefit from priority bookings at a large variety of events including W!LD RICE, the Theatre Practice, Ding Yi Music, Singapore Dance Theatre, Singapore Lyric Opera and more. I also find the dining and shopping privileges to be cool with benefits from discounts and offers at retail and dining outlets across Singapore. For instance a 15% off your bill instantly at selected restaurants and 20% off your bill instantly at selected online retailers.

OCBC Arts Credit Card is a rewards card with a complementary set of features for anyone using a credit card to pay for their cultural expenses. Not only do cardholders earn OCBC$ 3 times faster for ticket purchases through SISTIC, they can also gain priority access and discounts to tickets for theatre, art and music events.

Along with the standard perks an OCBC card provides, these extra features make this card useful for people who are interested in art, music and cultural events. Users will also benefit from a large range of discounts and perks on lifestyle and everyday purchases like retail shopping, dining, travel and tours.

I am a fresh graduate and just started my first job, I signed up for this card due to the onetime $150 cash back reward for $800 spend within the first two months. However for its main monthly rewards, it is nothing to be pleasant about and the hotline is very bad, I even had to hold more than 20 minutes during non-peak hour.

So it is really convenient that I can get and use my card instantly when I apply via MyInfo. And the cards instant digital card that can be used for mobile wallets, online and mobile app purchases. Now aside from the same day physical credit card issuance for online applications you also get S$50 cash rebate upon approval with no minimum spend required. However that is only for new OCBC Credit Card applications.

The delivered on the promise of purchase Protection of up to 90 days when ensured reimbursement on an eligible online purchases I made with my Amex Express Gold Card. Irrespective where you buy online or shopping at the local supermarket, their Purchase Protection offers repair, replacement or reimbursement on eligible purchases made with the Card, that has been damaged or stolen within 90 days of purchase.

A 5% cash rebate on fuel purchases and a 16% instant discount is a great deal for me I must say, the HSBC VISA Platinum Credit Card indeed makes driving more fun for me as i always look forward to the 16% instant discount plus 5% cash rebate on all fuel spend at Caltex and Shell stations

Even as the OCBC Plus! Visa is not a cashback card, thus there is no cap, or "maximum" cash back, you get to still earn rebates in the form of cash rebates and LinkPoints by shopping at NTUC. However do note that there is a minimum spend of $500 in places outside NTUC before the full range of rebates and LinkPoints can be unlocked.

I like the idea that I can receive 40,000 Membership Rewards points when I get to successfully refer any of my friends to the card. Even more so as my friends can also receive 40,000 Membership Rewards points upon spend of S$5,000 in the first 3 months of their Card Membership. I think that is pretty much a win-win situation.