In regards to a DBS Live Fresh Credit Card, would a Kickstarter purchase be considered as an online spend?

My friend I have same experience. Sometimes I think the breakdown is so not clear, especially for my VISA contactless expenses. When I do receive the monthly cashback it's usually maxed out at $20 for each category. I spend about $1000 every month on this card. Do you guys face this too?

If I can simply put it this way, each time you charge to your card, you earn DBS Points which you use to exchange for a variety of fantastic reward items, that is how you qualify. Now all DBS Credit Card members are eligible for DBS Points Redemption Programme. Unfortunately, the Programme does not apply to the DBS Live Fresh Card.

Yes without a second thought this card is very good for students. I am equally an undergraduate and have been using this card for some time now for its numerous benefits. First of all it should interest you to know that they offer a 5 years Fee Waiver and require no minimum income so whether it’s food deliveries, online shopping, ticket or travel bookings, there are no minimum spend required. You can use your card for your bus and train rides now as the fares will be charged directly to your card upon usage. No top-ups or reloads required. You may also link your card to your Savings Account and use as your ATM card.

If you are looking for valid reasons to use your DBS Visa Card for train and bus rides, consider that you can get cashback, earn miles for a well-deserved holiday with your loved ones, or earn DBS Points which can be used for shopping and dining vouchers, gadgets, and even airline miles. Public transport spend may seem not significant at times, but sometimes when you start with little, you can end up with much more than you expected. If cashback is your thing, consider the DBS Live Fresh Card for 5% cashback on contactless transactions with a minimum spend of S$600 per month. And yes, that includes your train and bus rides. Finally you should know that with SimplyGo you may start using your Visa card for public transport transactions which gives you one less thing to worry about as that same card you carry around for cash withdrawals, to get your lunch, to buy a nice gift for a loved one can also be used to tap in and out. So no more worrying about top-ups and other sticky situations on the bus and at the train station.

You need not worry about using your credit cards when buying your medical supplements here in Singapore. There are big pharmacies that accepts credit card transactions .You can just go directly to the local pharmacy, show your medical perscription i your medication needs one and just ask them to swipe your credit card and then you're good to go.

Just like in any country, there aren't many investments that guarantee your principal as well as returns in Singapore but of those that do, you should be very careful of scams. One other thing to understand is that when you get to enjoy such safety in your investments and visibility in your cashflows, you need to be prepared to accept a rate of return that is close to the risk-free rate. Your first bet is to invest on Singapore Government Treasury bills and/or Singapore Government Bonds. You can also try investing on saving plans or fixed deposits but the returns are low. If you want higher returns then you really need to invest on high risk investments.

If you are looking for the best without thinking about how much it would cost you then you can try Singtel combo 3 where you not only get unlimited data but also unlimited calls and SMS wth a phone subsidy. It comes with a contract and costs S$108.80 but if you want the full package then this is the plan that you are looking for. If you are on a budget and only want mobile data then you should try Zero 1GB to Unlimited data however the speed will be throtted after 1 gb.

Investing on property would take you a long way because unlike investing on stock markets, investing on a property is unique because it contains utility value. It is an asset that you can use and enjoy while capturing gains. You can also rent the place out to other people and still hope that the rental rates would increase as the rise in the prices of property also increase.

A bond is debt instrument that a government or a company issues to raise money.. Bonds are low-risk, stable and predictable investment. Investors earn from this because the investors act as a lender and the government acts as the borrower.

If you got scammed online, you can contact the authorities to help you out. Always background check on what investments your gonna go through. You can easily contact people across the globe with the use of internet. Always check their status before involving within them. But as much as possible get help with the authorites.