Hello everybody! I am not very knowledgeable with this matters so I thought to reach out here, I would like to know how I can get to qualify for DBS Points.

My friend I have same experience. Sometimes I think the breakdown is so not clear, especially for my VISA contactless expenses. When I do receive the monthly cashback it's usually maxed out at $20 for each category. I spend about $1000 every month on this card. Do you guys face this too?

Yes it does. You'll get also 10% cash back. The closest option I believe is Youtrip but then again I feel it is only good for travel and trips to pay for items, gifts, entertainment and stuffs overseas.

Yes without a second thought this card is very good for students. I am equally an undergraduate and have been using this card for some time now for its numerous benefits. First of all it should interest you to know that they offer a 5 years Fee Waiver and require no minimum income so whether it’s food deliveries, online shopping, ticket or travel bookings, there are no minimum spend required. You can use your card for your bus and train rides now as the fares will be charged directly to your card upon usage. No top-ups or reloads required. You may also link your card to your Savings Account and use as your ATM card.

If you are looking for valid reasons to use your DBS Visa Card for train and bus rides, consider that you can get cashback, earn miles for a well-deserved holiday with your loved ones, or earn DBS Points which can be used for shopping and dining vouchers, gadgets, and even airline miles. Public transport spend may seem not significant at times, but sometimes when you start with little, you can end up with much more than you expected. If cashback is your thing, consider the DBS Live Fresh Card for 5% cashback on contactless transactions with a minimum spend of S$600 per month. And yes, that includes your train and bus rides. Finally you should know that with SimplyGo you may start using your Visa card for public transport transactions which gives you one less thing to worry about as that same card you carry around for cash withdrawals, to get your lunch, to buy a nice gift for a loved one can also be used to tap in and out. So no more worrying about top-ups and other sticky situations on the bus and at the train station.

Investing on property would take you a long way because unlike investing on stock markets, investing on a property is unique because it contains utility value. It is an asset that you can use and enjoy while capturing gains. You can also rent the place out to other people and still hope that the rental rates would increase as the rise in the prices of property also increase.

According to ValueChampion's findings, undergraduate programmes pertaining to computing, engineering, architecture, pharmacy and law tend to have the highest level of return on investment on their tuitions immediately upon graduation. In particular, a bachelor's degree in law stood out as having the 2nd highest median gross monthly wage* and the 5th highest full-time employment rate.

At first it might sound lika a hoax but since this is Singapore where possibilities are limitless. There is a company called Circles.Life that offers a free sim only plan. Their plan includes 1GB of data, 30min talk time and 10 SMS every month for S$0. This is perfect for someone who just needs a sim card for emergency purposes or someone who needs a line so they can be reached but does not use their phone much. TPG also offers one which includes 2G of data/day but you can;t use it for calls and SMS.

Investing your money allows you to have another option fr financial stability in case you want to stop working and still be able to financially be able to support yourself. Investing your money could also help you beat the current inflation rate. This way you can also save for your retirement and get more in return.

If you are a tourist then you don't need to worry because it will not apply to those with a temporary presence in Singapore, It will only apply to foreigners who are holders of Work Passes, Long Term Visit Passes, Short Term Visit Passes, Dependant's Passes and Student Passes.

An inescapable path to becoming a successful investor is to learn how to become a lifelong student. Learn from other investor's success and mistakes. Learn how they made the money, not how they spent it. Place value on value, buy assets that you know are underpriced and sell them for a higher value. Always have healthy Skpeticism which is very hard to acquire as the world is full of malice. Lastly but not the least is to sharpen your analytical ability as being able to analyze what is going on is very crucial to becoming a good investor.