With so many options to choose from, how do I review the KrisFlyer UOB Credit Card if I don’t ask for your perspective as I am doing now, who can offer some insights into the benefits of the card?
Products mentioned in this forum:
KrisFlyer UOB Credit Card / GrabPay
KrisFlyer UOB Credit Card
KrisFlyer UOB Credit Card
The Citi SMRT card is a pretty decent card for spending but they unfortunately exclude travel related online merchants. This to me is the downside of the card and may be a reason to get another card for travel websites.
Citi Prestige Card / Citibank Singapore
My family had a really fun time with the 10% off Siam Adventure Club Family Package Booking which came with breakfast for 2 adults and up to 2 kids with a Kids room setup in room and full access to kids activities. We even enjoyed daily evening drinks for whole family on selected menu from 5pm to 6pm.
HSBC VISA Platinum Credit Card / HSBC Bank Singapore
OCBC Frank Card stands out for its low minimum spend requirement and annual fee waiver however, it’s not a great match for consumers seeking everyday cashback. Online spend on utilities, recurring bills, and school and hospital payments are all not eligible for rebate. Dining, groceries, and other categories are also not rewarded. Ultimately, OCBC Frank Card offers young adults a great, no-fee way to earn cashback from social and online spend. OCBC Frank Card is definitely worth consideration.
FRANK Credit Card / Oversea-Chinese Banking Corporation
If you target to spend on major event tickets and high price items with the plan to split by instalment then this card is for you. However I notice that if you have an existing OCBC saving account, it makes bill payments much more seamless. And aside from being able to split payment into monthly instalments interest free, you can earn up to 1% rebate on your purchase. Only few cards in the market that allow auto convert spending into interest free instalment and still be entitled to 0.5% or 1% cash rebate.
OCBC Cashflo Credit Card / Oversea-Chinese Banking Corporation
First of all, unlike other loyalty programmes, the American Express Personal Card membership rewards points do not expire. Furthermore, with no restriction on the number of points you can stand to accumulate, you just need to choose the reward you want and you'll have time to get it, pretty much the skies can be your limit as you can use the points the way you want from redeeming shopping, travel and entertainment rewards to offsetting purchases made on your Card.
American Express Personal Card / American Express International
For me nothing beats the 5% year-round cash rebates on dining, groceries, petrol and transport (that is taxis, ride hailing, trains and buses inclusive), locally and overseas when you spend minimum S$600 per month. And the cash rebate is capped at S$150 per month. So if you don’t drive, not to worry as you can enjoy 5% cash rebate for your transportation needs, be it a taxi ride, a booking made via ride hailing apps, or trains/buses.
HSBC Premier MasterCard / HSBC Bank Singapore
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The KrisFlyer UOB Credit Card makes everyday purchases quicker and safer with just a tap via MasterCard Contactless, or through your mobile device via UOB Mighty Pay or Apple Pay. With a convenience of eStatement, faster, easier and paperless access to your monthly bank and card statement. You get to pay for your bus and train rides, emjoy more convenience with SimplyGo with no need for top-ups, no need for multiple cards, enhanced security safeguarding your online purchases of up to USD200 with MasterCard e-Commerce Protection. You also get notified when transactions are made with SMS alerts while the EMV Smart Chip protection guards you against "skimming" and unwarranted cash transactions, with zero liability on unauthorised charges when you notify the Bank of lost or stolen card. Even more, it helps with spend control aiding to keep track of your spending on the go. Finally they offer complimentary personal accident coverage and emergency medical assistance of up to S$500,000