I am keen to know the Privileges at Singtel, can someone care to share with me?

One of the unique privileges at Singtel is the MobileShare Supplementary Plan which allows users to share their bundled data, talktime and SMS with their loved ones and/or between multiple devices. When you sign up for a new MobileShare Supplementary Plan, you get to enjoy the first 12 months free subscription and 50% off thereafter – that's $230 worth of savings. Existing MobileShare customers can also enjoy 50% off monthly MobileShare subscription. They offer free 3G/4G/NFC SIM Card and registration worth up to $48.15 at any Singtel Shop or Exclusive Retailer. This is more or less a free card for life as you enjoy perpetual waiver of the annual fee on your principal card plus supplementary card – as long as you continue to charge your Singtel bill on a recurring basis to your card.

Depending on how you set up your card, you would have received an SMS indicating whether it is a debit or credit card transaction based on how you assigned it. However Singtel bill must be charged on a recurring basis to the Singtel-UOB Card. The first nominated Singtel account has to be in the name of the Principal Card member. Cash rebate will be awarded based on the monthly GOMO charges and consolidated Singtel bills posted in the card statement month.

It actually depends on how you set up your card from the go, so you should receive an SMS indicating if it is a debit/credit card transaction based on how you assigned it when setting up. You should refer to your documents and agreements.

If you are looking for the best without thinking about how much it would cost you then you can try Singtel combo 3 where you not only get unlimited data but also unlimited calls and SMS wth a phone subsidy. It comes with a contract and costs S$108.80 but if you want the full package then this is the plan that you are looking for. If you are on a budget and only want mobile data then you should try Zero 1GB to Unlimited data however the speed will be throtted after 1 gb.

There are many ways to invest your money. You could invest it by opening a high yeild savings account for emergency purposes or you could invest all of it on CPF. There is also an option of dividing the money and putting half of it in your savings account and putting half in CPF. Eitherway it all depends on your current financial status and necessities.

Those with an annual income of less than S$20,000 may borrow up to S$3,000 from all moneylenders combined and those who earn more thanS $20,000 a year may borrow up to six times their monthly income from all moneylenders combined. Meanwhile, for foreigners residing in Singapore, a lower aggregate loan cap of S$1,500 will be imposed on those who earn less than S$10,000 annually. Foreigners who earn between $10,000 and $20,000 a year can borrow up to $3,000, and those who earn at least $20,000 can borrow six times their monthly income.

You need not worry about using your credit cards when buying your medical supplements here in Singapore. There are big pharmacies that accepts credit card transactions .You can just go directly to the local pharmacy, show your medical perscription i your medication needs one and just ask them to swipe your credit card and then you're good to go.

Investing your money allows you to have another option fr financial stability in case you want to stop working and still be able to financially be able to support yourself. Investing your money could also help you beat the current inflation rate. This way you can also save for your retirement and get more in return.