Who has heard of the Singtel MobileShare supplementary plan, in a nutshell what is it about and does it offer good benefits?

Depending on how you set up your card, you would have received an SMS indicating whether it is a debit or credit card transaction based on how you assigned it. However Singtel bill must be charged on a recurring basis to the Singtel-UOB Card. The first nominated Singtel account has to be in the name of the Principal Card member. Cash rebate will be awarded based on the monthly GOMO charges and consolidated Singtel bills posted in the card statement month.

They offer the MobileShare Supplementary Plan which allows you to share your bundled data, talk time and SMS with your loved ones and/or between multiple devices. When you sign up for a new MobileShare Supplementary Plan, you can enjoy first 12 months free subscription and 50% off thereafter – that's S$230 worth of savings. Existing MobileShare customers can also enjoy 50% off monthly MobileShare subscription. 24 months contract applies. Take advantage of the free 3G/4G/NFC SIM Card and registration worth up to S$48.15 at any Singtel Shop or Exclusive Retailer and the free registration of Add-Ons with Singtel Mobile and SingNet BroadBand with a Waiver of $10.70 administrative fee when you re-contract your Singtel mobile plan.

It actually depends on how you set up your card from the go, so you should receive an SMS indicating if it is a debit/credit card transaction based on how you assigned it when setting up. You should refer to your documents and agreements.

A stock is a share in the ownership of a company. The person who owns share is called stockholder and he is entitled to the company’s assets and earnings in the form of dividends in accordance to the percentage of stake he holds. There are two ways to earn. One way is through dividend income and the other one is throught Caoital gain.

If that is the case, you must inform your friend and warm him/her immediately because when a work pass holder is found to have borrowed from an unlicensed lender, the MOM will inform the employer and revoke the work pass. The worker will be repatriated and prohibited from further employment in Singapore.

There are many ways to invest your money. You could invest it by opening a high yeild savings account for emergency purposes or you could invest all of it on CPF. There is also an option of dividing the money and putting half of it in your savings account and putting half in CPF. Eitherway it all depends on your current financial status and necessities.

Investing on property would take you a long way because unlike investing on stock markets, investing on a property is unique because it contains utility value. It is an asset that you can use and enjoy while capturing gains. You can also rent the place out to other people and still hope that the rental rates would increase as the rise in the prices of property also increase.

In a joint statement, the Ministry of Law (MinLaw) and Ministry of Manpower (MOM) said that foreigners living in Singapore will be subject to new aggregate loan caps and the self-exclusion framework for borrowing from licensed moneylenders just like Singaporeian citizens. This just implies that this will better protect foreigners such as yourself residing here and your/their employers from the effects of over-borrowing.

A bond is debt instrument that a government or a company issues to raise money.. Bonds are low-risk, stable and predictable investment. Investors earn from this because the investors act as a lender and the government acts as the borrower.