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If I make claims from the same travel insurer all the time will I get banned?

What are the chances of getting banned if I claim from the same travel insurer too often?

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    No Name

    None absolutely, there are no reasons to be banned once your claims are valid and in order. In such a case they will have to pay you.

    2019.08.01 18:0

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How can I assure that the insurance company is legit?

Insurance companies today are expanding and have a lot sister companies or even subordinates. It is hard to distinguish if these companies are even legit or legal. You can visit the website of these insurance companies to see what are the feed backs. There are also great advertisments that is recognized by the government.

Should I really get one?

Insurance is a great thing to have. Being secured for your future is a great idea that may help you and your family if ever something happened to you. But not everyone is convinced with insurance. Insurance is a practice or arrangement by which a company or government agency provides a guarantee of compensation for specified loss, damage, illness, or death in return for the payment of a premium. So your family's money is secured if ever something happens to you.

I don’t have immediate cash on me and the month is about to end, can I collect from my insurance?

I just passed by and from my knowing, I don’t think you'd be able to claim the insurance that you have been spending on especially for wants that is most likely out of the question, most insurance companies only release the money that you have been investing on only when you've been injured, deceased or in dire need of help

The insurance company that I invested is closing.

Insurance companies are well oriented when it comes to businesses. But there are times that we think like, what happens to a bankrupt insurance company. Well most of the insurance company are legal and recognized by the government. If it the company is registered to the country. Your insurance is safe. The company has a back up money to pay those people who bought their insurances.

I want to sell insurance too

Insurance companies are spread through out the world. They almost covered every country in the map. Not all people have insurances but people refer it to them. Some companies use this strategy for them to get more costumers in buying insurances. Most companies allow those people who have bought there insurance to sell and will give them a percentage of the product.

Can my doctor charge me for co-pay even if I've already reached my out-of-money maximum?

If your insurance company tells you that you are not required to pay for co-pay then it just means that you are not required to. You should try telling the doctor's billing department because in most cases, the doctor's are not informed about this. Once you've consulted with the billing department they should reinburse the money that you've used.

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