How does Amex Singapore Airlines KrisFlyer Credit Card waiver work and are there any criteria one needs to hit in order to be eligible for the waiver of annual fee?

The American Express Krisflyer Credit Card has an attractive sign up bonus and it is easy to use to accumulate on miles as no conversion into KF account is required, and monthly auto “sweeping” of miles help save in the conversion fee. I also have had good experiences with their customer care service as the call center service is absolutely awesome.

The Amex KrisFlyer card is probably the best-known of all American Express credit cards in Singapore, and this may have to do with it being the official co-branded credit card of Singapore Airlines. I feel the main benefit is that you earn KrisFlyer miles directly with everything you charge to this card, unlike someother miles cards, where you earn in the bank’s rewards points, which then takes money and time to convert to actual miles.

With the American express Singapore Airlines KrisFlyer credit card, although you earn rates they are very minimal and as low as 1.1 miles per $1 spent locally, which when compared to as much as 1.5 miles with other credit cards. Also their 2 miles per $1 spent overseas packages appears to be only valid in June & December.

The Amex KrisFlyer Credit Card is one of the 3 air miles credit cards in Singapore that are officially co-branded with Singapore Airlines KrisFlyer. It’s super easy to use this card since miles you earn here are credited directly into your KrisFlyer account. Now although its base earn rates are far from spectacular, the Amex KrisFlyer Credit Card has a really good welcome miles bonus of up to 35,500 miles with $10,000 spent in the first 6 months.

The Amex KrisFlyer Credit Card is ideal for beginner looking to become miles collectors simply because it’s so easy to use. Since miles are credited directly into your KrisFlyer account, you don’t need worry to consolidate your spending to try to earn enough points to convert into miles. There’s also no fuss and confusions with weird points systems, rewards catalogues, conversion fees and other terms and conditions.

First of all, unlike other loyalty programmes, the American Express Personal Card membership rewards points do not expire. Furthermore, with no restriction on the number of points you can stand to accumulate, you just need to choose the reward you want and you'll have time to get it, pretty much the skies can be your limit as you can use the points the way you want from redeeming shopping, travel and entertainment rewards to offsetting purchases made on your Card.

The welcome bonus with this card is quite mouth-watering. Simply spend S$1,500 in the first 3 months to receive 24,000 Membership Rewards points. That you will find to be enough points to redeem for S$110 cash credit. Plus you can see the points add up with 100% bonus points on all spend in your first 3 months of Card Membership. I have been using this card now for 6 months and am yet to find reasons to complain.

I fancy the OCBC 365 credit because it has cash rebate of $80, but only after you full fill their criteria. They require a minimum spending of $800 per month which in turn earns interest from different spending. This card suits me just fine being that I have broad spending habit and in the process it gives me $80 cash rebates every month. My only dislike is the rebate on the general spending which is 0.3%.

The American Express Krisflyer Credit Card has an attractive sign up bonus and it is easy to use to accumulate on miles as no conversion into KF account is required, and monthly auto “sweeping” of miles help save in the conversion fee. I also have had good experiences with their customer care service as the call center service is absolutely awesome.

I like the idea that I can receive 40,000 Membership Rewards points when I get to successfully refer any of my friends to the card. Even more so as my friends can also receive 40,000 Membership Rewards points upon spend of S$5,000 in the first 3 months of their Card Membership. I think that is pretty much a win-win situation.

Unfortunately, the HSBC advance card is not an unlimited cashback card as they have a cap on the cashback per month, even for advance banking clients. Furthermore, if you are not an advance banking client, you would not get subsequent card fee waiver if you do not get to spend at least $12,000 in a year.