Will the miles be affected if the card is not renewed for annual fee?

The American Express Krisflyer Credit Card has an attractive sign up bonus and it is easy to use to accumulate on miles as no conversion into KF account is required, and monthly auto “sweeping” of miles help save in the conversion fee. I also have had good experiences with their customer care service as the call center service is absolutely awesome.

The Amex KrisFlyer card is probably the best-known of all American Express credit cards in Singapore, and this may have to do with it being the official co-branded credit card of Singapore Airlines. I feel the main benefit is that you earn KrisFlyer miles directly with everything you charge to this card, unlike someother miles cards, where you earn in the bank’s rewards points, which then takes money and time to convert to actual miles.

With the American express Singapore Airlines KrisFlyer credit card, although you earn rates they are very minimal and as low as 1.1 miles per $1 spent locally, which when compared to as much as 1.5 miles with other credit cards. Also their 2 miles per $1 spent overseas packages appears to be only valid in June & December.

The Amex KrisFlyer Credit Card is one of the 3 air miles credit cards in Singapore that are officially co-branded with Singapore Airlines KrisFlyer. It’s super easy to use this card since miles you earn here are credited directly into your KrisFlyer account. Now although its base earn rates are far from spectacular, the Amex KrisFlyer Credit Card has a really good welcome miles bonus of up to 35,500 miles with $10,000 spent in the first 6 months.

The Amex KrisFlyer Credit Card is ideal for beginner looking to become miles collectors simply because it’s so easy to use. Since miles are credited directly into your KrisFlyer account, you don’t need worry to consolidate your spending to try to earn enough points to convert into miles. There’s also no fuss and confusions with weird points systems, rewards catalogues, conversion fees and other terms and conditions.

I have held this card for quite a long time and one thing I like about the card is the fact that it is used for CapitaLand malls and they are almost everywhere. So I enjoy dining taking advantage of the 10x rewards merchants to accumulate the points faster. Imagine getting close to 6.5% rebates on dining. Not to forget their sign up bonus of $60 rebates in vouchers when you spend $1,500. That's a 4% rebate excluding the points you will earn which will convert into vouchers too.

I love that I can enjoy Interest rates starting from 5.80% p.a. (EIR 11.38% p.a.) on their 12-month instalment plan which allows for fixed monthly repayments.The monthly repayment for your Cash-on-Instalments is fixed, allowing you to manage your finances with ease of mind. That works perfect for me as it helps me to be more organized and I give them thumbs up.

The welcome bonus with this card is quite mouth-watering. Simply spend S$1,500 in the first 3 months to receive 24,000 Membership Rewards points. That you will find to be enough points to redeem for S$110 cash credit. Plus you can see the points add up with 100% bonus points on all spend in your first 3 months of Card Membership. I have been using this card now for 6 months and am yet to find reasons to complain.

I would recommend the card for use by people who frequently purchase clothing and electronics and also in particular from known on online merchants like AliExpress, Amazon, Lazada, Shopee and Taobao.You get 10X points when you shop at retails for babies and children's wear, clothes, bags and shoes, department stores, electronics and gadgets; which cover almost all retails. Also the OCBC Reward is a $10 rebate for 3600 points which I think is fare.

I like the idea that I can receive 40,000 Membership Rewards points when I get to successfully refer any of my friends to the card. Even more so as my friends can also receive 40,000 Membership Rewards points upon spend of S$5,000 in the first 3 months of their Card Membership. I think that is pretty much a win-win situation.

The delivered on the promise of purchase Protection of up to 90 days when ensured reimbursement on an eligible online purchases I made with my Amex Express Gold Card. Irrespective where you buy online or shopping at the local supermarket, their Purchase Protection offers repair, replacement or reimbursement on eligible purchases made with the Card, that has been damaged or stolen within 90 days of purchase.