Forum
Last updated: 

How does Amex Singapore Airlines KrisFlyer Credit Card waiver work and are there any criteria one needs to hit in order to be eligible for the waiver of annual fee?

Hi! I'm a fresh grad who just started working and applied for an Amex Singapore Airlines KrisFlyer Credit Card. Can anyone advise me on how the waiver of annual fees work? Are there any criteria or things one must do, to increase the likelihood of getting an annual fee waiver? My salary is rather low right now, so I'm really scared I have to pay the $100+ annual fee each year. Thank you!

User comments

  • user image

    No Name

    Actually you can enjoy the first Year Fee for both you and your supplementary Card Members waived for the first year. But generally, as long as you are spending even minimally on the card and are credit worthy they would waive it for you. It shouldn't be a problem to waive your credit card annual fee so long as you don’t have multiple cards from a single bank as they may not let you waive until you cancel some of the cards.

    2019.08.01 3:14

Please leave your knowledge and opinion!

Recommending Reviews

Ease of use to accumulate on miles

The American Express Krisflyer Credit Card has an attractive sign up bonus and it is easy to use to accumulate on miles as no conversion into KF account is required, and monthly auto “sweeping” of miles help save in the conversion fee. I also have had good experiences with their customer care service as the call center service is absolutely awesome.

American Express Singapore Airlines KrisFlyer Credit Card / American Express International

Earn KrisFlyer miles directly with everything you charge to this card

The Amex KrisFlyer card is probably the best-known of all American Express credit cards in Singapore, and this may have to do with it being the official co-branded credit card of Singapore Airlines. I feel the main benefit is that you earn KrisFlyer miles directly with everything you charge to this card, unlike someother miles cards, where you earn in the bank’s rewards points, which then takes money and time to convert to actual miles.

American Express Singapore Airlines KrisFlyer Credit Card / American Express International

Although rates are earned, they are very minimal and as low as 1.1 miles per $1 spent locally,

With the American express Singapore Airlines KrisFlyer credit card, although you earn rates they are very minimal and as low as 1.1 miles per $1 spent locally, which when compared to as much as 1.5 miles with other credit cards. Also their 2 miles per $1 spent overseas packages appears to be only valid in June & December.

American Express Singapore Airlines KrisFlyer Credit Card / American Express International

Miles you earn are credited directly into your KrisFlyer account

The Amex KrisFlyer Credit Card is one of the 3 air miles credit cards in Singapore that are officially co-branded with Singapore Airlines KrisFlyer. It’s super easy to use this card since miles you earn here are credited directly into your KrisFlyer account. Now although its base earn rates are far from spectacular, the Amex KrisFlyer Credit Card has a really good welcome miles bonus of up to 35,500 miles with $10,000 spent in the first 6 months.

American Express Singapore Airlines KrisFlyer Credit Card / American Express International

Ideal for beginner looking to become miles collectors

The Amex KrisFlyer Credit Card is ideal for beginner looking to become miles collectors simply because it’s so easy to use. Since miles are credited directly into your KrisFlyer account, you don’t need worry to consolidate your spending to try to earn enough points to convert into miles. There’s also no fuss and confusions with weird points systems, rewards catalogues, conversion fees and other terms and conditions.

American Express Singapore Airlines KrisFlyer Credit Card / American Express International

Recommending Forums

Will the miles be affected if the card is not renewed for annual fee?

American Express Singapore Airlines KrisFlyer Credit Card

Would there be any benefits that come with the American Express Singapore Airlines KrisFlyer Credit Card that you can term as exciting?

American Express Singapore Airlines KrisFlyer Credit Card

Related Forums

At what age can you get a landline in Singapore?

What are Stocks?

What exactly does liquidation do for me and why would I ever consider?

How do I buy and sell my bonds?

Who are the foreigner that would affected by the changes in the laws of borrowing money?

Why did the MOM decide to change the money lending laws for foreigners?

Related Reviews

Too bad it is not an unlimited cashback card

Unfortunately, the HSBC advance card is not an unlimited cashback card as they have a cap on the cashback per month, even for advance banking clients. Furthermore, if you are not an advance banking client, you would not get subsequent card fee waiver if you do not get to spend at least $12,000 in a year.

HSBC Advance Credit Card / HSBC Bank Singapore

Emergency legal and medical assistance

Seldom would you find a card that has your best interest at heart as the AMEX Express Platinum Reserve Credit Card with its Emergency legal and medical assistance even when you are anywhere in the world. You can enjoy privileges around the globe with Live the World and American Express with all round protection against accidental damage or theft for your purchases.

American Express Platinum Reserve Credit Card / American Express International

Earn rebates in the form of cash rebates and LinkPoints by shopping at NTUC

Even as the OCBC Plus! Visa is not a cashback card, thus there is no cap, or "maximum" cash back, you get to still earn rebates in the form of cash rebates and LinkPoints by shopping at NTUC. However do note that there is a minimum spend of $500 in places outside NTUC before the full range of rebates and LinkPoints can be unlocked.

OCBC Plus! VISA Credit Card / Oversea-Chinese Banking Corporation

Earnings of 1.3 KrisFlyer miles for every S$1 spent locally

This card offers a few thrills if you are one for accumulating miles as you can earn 1.3 KrisFlyer miles for every S$1 equivalent in foreign currency spent overseas on eligible purchases up to S$3,800 each month. On such purchases above S$3,800 each month, you can earn 2 KrisFlyer miles. Furthermore the card allows earnings of 1.3 KrisFlyer miles for every S$1 spent locally in Singapore dollars on eligible purchases up to S$3,800 each month. On such purchases above S$3,800 each month, earnings are 1.4 KrisFlyer miles. Highly recommended for those who seek to accumulate miles.

American Express Singapore Airlines PPS Club Credit Card / American Express International

This card gives me $80 cash rebates every month.

I fancy the OCBC 365 credit because it has cash rebate of $80, but only after you full fill their criteria. They require a minimum spending of $800 per month which in turn earns interest from different spending. This card suits me just fine being that I have broad spending habit and in the process it gives me $80 cash rebates every month. My only dislike is the rebate on the general spending which is 0.3%.

OCBC 365 Credit Card / Oversea-Chinese Banking Corporation

OCBC Frank Card offers young adults a great, no-fee way to earn cashback from social and online spend

OCBC Frank Card stands out for its low minimum spend requirement and annual fee waiver however, it’s not a great match for consumers seeking everyday cashback. Online spend on utilities, recurring bills, and school and hospital payments are all not eligible for rebate. Dining, groceries, and other categories are also not rewarded. Ultimately, OCBC Frank Card offers young adults a great, no-fee way to earn cashback from social and online spend. OCBC Frank Card is definitely worth consideration.

FRANK Credit Card / Oversea-Chinese Banking Corporation