Anybody here willing to elaborate on the Amex Singapore Airlines Solitaire PPS Credit Card special introductory offer?

The AMEX Express Singapore Airlines Solitaire PPS Credit Card gives a First Year Fee Waiver for you to enjoy and also for your supplementary card members. In addition there are no transfer fees and all the KrisFlyer miles you can earn are directly transferred automatically to your KrisFlyer account with no transfer fee. I would recommend this card for these few reasons which could really make the difference.

I actually upgraded my blue krisflyer card to the ascend credit card due to the 12000 sign up bonus that came with it plus the extra 10000 bonus for spending $10,000 in the first 3 months but was pleased along the line with their customer service which is really good I must say.

I like that there are no annual Fees as the S$551.05 (inclusive of GST) is waived for the first year. Also the annual Supplementary Card Fee of S$80.25 (inclusive of GST) is also waived for the first year. You can earn 1.3 KrisFlyer miles for every S$1 spent on all your eligible purchases with the Card and 3.3 KrisFlyer miles for every S$1 spent on Grab Singapore transactions, up to S$200 spend in each calendar month.

This card offers a cool 50% KrisFlyer Miles Redemption Voucher when you spend $75,000 or more on eligible purchases with the Card. This voucher actually entitles one to a one-off 50% saving capped at 50,000 KrisFlyer miles when you get to redeem your KrisFlyer miles for an eligible redemption award booking. Cool right?

The Bonus KrisFlyer miles given on all daily essentials and every day is a superb offer indeed. You earn 3.3 KrisFlyer miles for every $1 spent on your daily essentials at participating merchants like Deliveroo, McDonald's, SISTIC, Starbucks, Subway, The Coffee Bean & Tea Leaf, Unity and Watsons, up to S$200 spend in each calendar month.

I love that I can enjoy Interest rates starting from 5.80% p.a. (EIR 11.38% p.a.) on their 12-month instalment plan which allows for fixed monthly repayments.The monthly repayment for your Cash-on-Instalments is fixed, allowing you to manage your finances with ease of mind. That works perfect for me as it helps me to be more organized and I give them thumbs up.

I fancy the OCBC 365 credit because it has cash rebate of $80, but only after you full fill their criteria. They require a minimum spending of $800 per month which in turn earns interest from different spending. This card suits me just fine being that I have broad spending habit and in the process it gives me $80 cash rebates every month. My only dislike is the rebate on the general spending which is 0.3%.

If you target to spend on major event tickets and high price items with the plan to split by instalment then this card is for you. However I notice that if you have an existing OCBC saving account, it makes bill payments much more seamless. And aside from being able to split payment into monthly instalments interest free, you can earn up to 1% rebate on your purchase. Only few cards in the market that allow auto convert spending into interest free instalment and still be entitled to 0.5% or 1% cash rebate.

I am quite very disappointed with this card as I have never received the vouchers for all the points I have accumulated so far. I have on several occasions made complaints via the phone and even in person, but all to no avail. I would not recommend this card to anyone for this reason, i have to say unfortunately.

A 5% cash rebate on fuel purchases and a 16% instant discount is a great deal for me I must say, the HSBC VISA Platinum Credit Card indeed makes driving more fun for me as i always look forward to the 16% instant discount plus 5% cash rebate on all fuel spend at Caltex and Shell stations

I would recommend the card for use by people who frequently purchase clothing and electronics and also in particular from known on online merchants like AliExpress, Amazon, Lazada, Shopee and Taobao.You get 10X points when you shop at retails for babies and children's wear, clothes, bags and shoes, department stores, electronics and gadgets; which cover almost all retails. Also the OCBC Reward is a $10 rebate for 3600 points which I think is fare.