Would a $150 monthly investment into blue-chips through OCBC Frank be a good plan even with the monthly fee of $5?

Please note that OCBC Monthly Investment plan is too expensive for someone who wants to invest just $100 a month. I believe a $5 out of $100 is way too expensive and you should look to increase the size of your investment or look for other monthly investment plans out there. I remember my start out amount was $500 per month and OCBC only charge me the first $5 transaction only. Subsequently, I was not charge for more $5.

As it turns out, VOYAGE Miles can be converted to KrisFlyer Miles and redeemed for flights on any airlines but not directly without converting them. So yes you use VOYAGE Miles to redeem for not just flights on any airline but hotels as well with VOYAGE. VOYAGE Miles can be redeemed on other items such as cash, credit and/or Vouchers with select merchants. You can find a full listing of the redemption catalogue by visiting the OCBC Rewards page.

According to ValueChampion's findings, undergraduate programmes pertaining to computing, engineering, architecture, pharmacy and law tend to have the highest level of return on investment on their tuitions immediately upon graduation. In particular, a bachelor's degree in law stood out as having the 2nd highest median gross monthly wage* and the 5th highest full-time employment rate.

Investing on property would take you a long way because unlike investing on stock markets, investing on a property is unique because it contains utility value. It is an asset that you can use and enjoy while capturing gains. You can also rent the place out to other people and still hope that the rental rates would increase as the rise in the prices of property also increase.

Just like in any country, there aren't many investments that guarantee your principal as well as returns in Singapore but of those that do, you should be very careful of scams. One other thing to understand is that when you get to enjoy such safety in your investments and visibility in your cashflows, you need to be prepared to accept a rate of return that is close to the risk-free rate. Your first bet is to invest on Singapore Government Treasury bills and/or Singapore Government Bonds. You can also try investing on saving plans or fixed deposits but the returns are low. If you want higher returns then you really need to invest on high risk investments.

The number of foreigners borrowing from lic.ensed moneylenders increased from 7,500 in 2016, the number rose to 35,000 in the first half of 2018 alone. This is one of the reasons why they changed the law. The police have also observed more foreigners here borrowing from unlicensed moneylenders

There are a lot of cheap plans but the best that provides what you are looking for are StarHubGiga and M1 which offers, 1,000 SMS, 1,000 min of calls and 25-30GB of data for only S$25.but if you're looking for something cheaper but still somewhat decent, you could try Zero1 though you will encounter speed reduction after 1GB of mobile data use.