I am known as a generous person here in our area. I have been offering food to my neighbors every holidays. When it is my birthday I treat most of the neighbors who comes. Then there is this neighbor who needs money and borrowed from me, they told me that they are gonna repay me as soon as possible. But it is a year now and they have not updated me on that.
Enjoy exclusive Privileges at China Cultural Centre such as free access to over 17,000 arts and cultural books in the library of China Cultural Centre using the new BOC Chinese Cultural Debit Card. At the back of the card, you should find a barcode which allows you to have free access to the library services.For the first visit, you are required to bring along your BOC Chinese Cultural Debit Card with your NRIC/Passport to the library in China Cultural Centre for activation
BOC Chinese Cultural Debit Card / Bank of China
With this card there are no currency exchange fees for all RMB transactions through RMB account. Plus enjoy convenience via UnionPay, the largest payment network in China. Interestingly, if the balance on your RMB sub-account is insufficient, the card will deduct from your SGD sub-account based on BOC’s real time exchange rate. There are no transaction fee for your cash withdrawal via 24,000 BOC ATMs in Mainland China for a limited time however.
BOC UnionPay Dual Currency Debit Card / Bank of China
This card is well known for their youth centred marketing campaigns and having a wide array of attractive card designs for you to choose from, this FRANK debit card is another popular choice amongst tertiary students. This card offers a 1% cashback with participating retail and transport merchants such as ZALORA, Lazada and Grab. Good enough, there is no minimum income and annual fee required for this card. You only need to be 16 years or older with an OCBE FRANK savings account.
OCBC FRANK Debit Card / Oversea-Chinese Banking Corporation
Citibank only has one debit card which is the Citibank Debit Mastercard. Regardless of whether you bank with Citibank regularly, this is a useful debit card for frequent travellers. This debit card with no annual fee works as a multi-currency card if you link it to a Citibank Global Foreign Currency Account. Like with the DBS Multi-Currency Account, you can easily convert SGD to 9 foreign currencies: AUD, CAD, EUR, HKD, JPY, NZD, GBP, USD and Swiss Franc.
Citibank Debit Mastercard / Citibank Singapore
This debit card comes with free PAssion membership of up to $12 for 5 years. Don’t know what’s so great about that but it adds up for some people. Plus when you spend at least $400 a month on the POSB PAssion Card, you get 4% rebate at Giant, Cold Storage and Guardian. If you have a family, you also get 5% rebate at popular Singapore places of attractions and 1-for-1 tickets on the 10th of every month.
PAssion POSB Debit Card / DBS Bank
This is yet another awesome all in one card which provides you with the convenience of a combined credit and membership card with the features that allow you to auto-charge NUSS bills to your Card. It comes with a pleasant complimentary annual fee waiver as long as you’re a NUSS Member. You also earn 2 DBS Rewards Points for every S$5 spend at any of the NUSS F&B outlets, earn 1 DBS Rewards Point for every S$5 you charge to your card island wide.
DBS NUSSU Debit Card / DBS Bank
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You can sue someone for money you loaned to them. A verbal agreement is usually enforceable. You will have to be able to prove the terms of the agreement and hopefully, you can do that through your bank records and text. Evidence must be provided to sue those who borrowed money from you. It is not a rare case here in Singapore but it also happens in other countries.