The debt collector is asking for a private settlement
My teacher told us about what he is currently watching and it was about how authorities were using their power to control the one that is below them. It was about a debt collector that asked for a private settlement. And so they talked in private but instead of asking for the money, the debt collector harassed the one in debt.
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When collecting a debt from someone, you must do everthing professionally. In this case, the debt collector dealt it in a private settlement. What sets them apart from your neighbourhood ah long is the fact that they try to comply with the law. There’s also an industry Code of Ethics set up by the Credit Collection Association of Singapore, which resolves disputes between debtors and collection agencies; however, the CCAS does not have a great deal of power to enforce the code.