My business is moving slow at the moment. I have loaned to banks for the expenses that I am experiencing at the moment. Now that the loan in my bank has been paid of. I have still have debts from other loaners. I am planning to loan from banks again can I get a loan even though I have debts in my current situation?
This card is well known for their youth centred marketing campaigns and having a wide array of attractive card designs for you to choose from, this FRANK debit card is another popular choice amongst tertiary students. This card offers a 1% cashback with participating retail and transport merchants such as ZALORA, Lazada and Grab. Good enough, there is no minimum income and annual fee required for this card. You only need to be 16 years or older with an OCBE FRANK savings account.
OCBC FRANK Debit Card / Oversea-Chinese Banking Corporation
1% unlimited cash rebate and 1X TREATS Points on all transactions with up to 3% Cash Rebate and 5X TREATS points when Manchester United wins a Premier League match. What is simply mind blowing is the fact that there is the first 2 years annual fee waived while subsequent waivers are at a minimum spend of S$3,600 per year. I recommend this card for Man United fans and non-fans too.
Maybank Manchester United Platinum Visa Debit Card / Maybank Singapore
I recommend the OCBC Plus! Visa Debit Card, for people who buys groceries at NTUC Fairprice (practically every Singaporean who’s not on RedMart). The OCBC Plus! Visa Debit Card offers a decent 4% rebate at NTUC FairPrice, Unity and Warehouse Club if you spend $200 outside of the “NTUC network” that month. If you spend $500, and your rebate goes up to 7%, you also get 3% link points when shopping on FaiPrice On. The downside is that the OCBC Plus! Visa Debit Card has an annual fee of $24. This is waived for the first year and subsequently takes $1,200 of spending per year (avg. $100 a month) to waive.
OCBC Plus! VISA Debit Card / Oversea-Chinese Banking Corporation
The principal UOB Lady’s Debit Card is entitled to the first 3 years card fee waived while thereafter, annual fee waiver will be triggered with at least 12 MasterCard transactions per calendar year. By the way annual fee waiver shall not apply to applicants who have cancelled and reapplied for the same principal UOB Lady’s Debit Card. For eligibility, applicant must be female and be at least 16 years old and no minimum income is requirement.
UOB Lady’s Debit Card / United Overseas Bank
Standard Chartered has several debit cards, and the one you’ll get depends on which bank account you choose. If you plan to bank with StanChart, consider the Standard Chartered XtraSaver Debit Card which is linked to the XtraSaver account. With this card, as long as you maintain a minimum balance of $6,000 in that account, you can get a very respectable 7% cashback on petrol (including in Malaysia), capped at $40 a month. If you have an account balance of at least $200,000, you can get up to 15% but the cap doesn’t change.
Standard Chartered XtraSaver Debit Card / Standard Chartered Bank Singapore
The NTUC Plus! Visa Debit Card Plus App enhances your rewards experience and allows you to check your LinkPoints balance and transaction history conveniently. So be it shopping, exercising, traveling or dining, explore the discounts and deals you can get under Plus! Treats. You can even collect stamps from Plus! Partners to redeem exciting rewards.
NTUC Plus! VISA Debit Card / Oversea-Chinese Banking Corporation
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Loans are usually offered by banks. You can get a loan if your pay check is validated by the bank that you are capable of doing a loan. You can also get loans from other agencies, but they have different qualifications. Some agencies do not require pay check but have a legal contract before you get your loan.