I am withdrawing a lot of money from this ATM machine from this specific bank. They just reloaded it with new money and I was the first one to withdraw from it. While withdrawing, I noticed that the money that I withdraw is not exactly what the machine gave me, and it was deducted to my account. How can this happened and what should I do?
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This cards basic policy covers mainstream stuff like scuba diving and hiking, even as there are quite a lot of exceptions like mountain biking, surfing and flying fox in the package. Irrespective, you can pay extra to add on coverage for winter sports like skiing, snowboarding, sleigh rides or for extreme water sports. Extreme latter sports covers the likes of surfing, jet skiing, sailing, kayaking as well as diving as deep as 40m.
AVIVA Travel Prestige / Aviva
Even though you may purchase this travel insurance from American Express channels, every aspect of the after-sales support is taken care of by Chubb Insurance. Chubb has a very good international reputation for its emergency assistance, which is reassuring if you ever worry about such unforeseen circumstances and events occurring. They have an efficient emergency hotline assistance service, while claims can be submitted online with supporting documents through Chubb’s online portal.
American Express VoyageGuard Travel Insurance Standard Plans / American Express International
You are covered for adventurous activities like bungee jumping, skydiving, paragliding, hot air ballooning, jet skiing, white water rafting, diving and general snow sports like skiing and snowboarding. There is also decent golf coverage for equipment, unused green fees, and hole-in-one (that should please all the golf lovers). However, you will only get the adventure cover and golf cover for Elite and Premier plans (too bad golf lovers).
MSIG TravelEasy Standard Pre-Ex / MSIG Insurance Singapore
This Aviva travel insurance also covers pregnancy-related medical situations as long as the delivery date is at least 12 weeks away from your return to Singapore. Most other insurance companies are extremely reluctant to bear that risk but I should mention that if you’re planning to get married or engage in some pre-wedding photoshoot overseas, then take advantage of the nicely packaged add-on for comprehensive wedding coverage to help minimise the amount of freaking out over your special day.
AVIVA Travel Plus / Aviva
The fact that Amex is super lenient and covers almost every death-defying experience you can think of makes this card the more impressive.So if you’re that extreme, this might be the best travel insurance in Singapore for you. On the other hand however, if there isn’t a deep discount, then Amex travel insurance is pricier than average and won’t offer that much monies worth.
American Express VoyageGuard Travel Insurance Essential Plans / American Express International
ERGO TravelProtect Deluxe provides cover for leisure and other sports activities like hiking, skydiving, scuba diving and hot air balloon ride. ERGO compensates an insured person aged 70 years old and below with up to $1,500,000 for medical expenses made overseas and a maximum of up to $200,000 repayments for insured person aged 70 years old and below with a $50,000 total daily hospital allowance.
ERGO TravelProtect Deluxe / ERGO Insurance
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When withdrawing money, make sure that the ATM machine is real and not a fake one. There are cases where the machines are faulty and gives the wrong amount of money that you are withdrawing. Sometimes it gives you more than what you punched in or sometimes it is less than what you punched. Always make sure too count your money first before leaving the machine. Always check you receipt if the money that has been deducted to you account is correct if not, call to the banks hotline number to report the incident and help you get your money back.