SSB or money in a fixed deposit?

The fact that Amex is super lenient and covers almost every death-defying experience you can think of makes this card the more impressive.So if you’re that extreme, this might be the best travel insurance in Singapore for you. On the other hand however, if there isn’t a deep discount, then Amex travel insurance is pricier than average and won’t offer that much monies worth.

I don’t usually make reviews or comments about products but one simple thing that impressed me about the Amex Express VoyageGuard was that there was absolutely nothing at all in the Amex travel insurance policy wording to exclude outdoor activities or even extreme sports. That is very unlike other competitors we exclude such, I commend this card for being adventurous.

You are covered for adventurous activities like bungee jumping, skydiving, paragliding, hot air ballooning, jet skiing, white water rafting, diving and general snow sports like skiing and snowboarding. There is also decent golf coverage for equipment, unused green fees, and hole-in-one (that should please all the golf lovers). However, you will only get the adventure cover and golf cover for Elite and Premier plans (too bad golf lovers).

Don’t bother to buy insurance from them no matter how cheap they offer it as they do not response to email claims and when one calls them for an update, one is told that it takes two months to REVIEW a claim. Well in my case one month had passed and they wrote back to me asking to prove that I travel outbound and other documents. Now my question is why they did not asked for such documents within a week of my claim submission? Please avoid this company!

ERGO TravelProtect Deluxe provides cover for leisure and other sports activities like hiking, skydiving, scuba diving and hot air balloon ride. ERGO compensates an insured person aged 70 years old and below with up to $1,500,000 for medical expenses made overseas and a maximum of up to $200,000 repayments for insured person aged 70 years old and below with a $50,000 total daily hospital allowance.

In case you were not aware, most travel insurers do not cover claims resulting from pre-existing medical conditions while you are overseas, but thankfully Tiq Travel Insurance does so you can go right ahead and opt for one of their Pre-Ex plans to adequately cover yourself on your travels.Some common examples of pre-existing medical conditions are Diabetes, Stroke, Asthma, Cancer and Epilepsy