What is Apple Pay?

They offer some interesting packages indeed starting with a 1% rebate on Grab transactions with a minimum monthly spend of S$500 on your UOB Direct Visa Debit Card capped at S$20 rebate per month. You also get to enjoy SMART$ rebates on-the-spot at participating merchants all year round and use it to offset your next purchase. Participating merchants such as Shell, Cathay Cineplexes, Cold Storage, Guardian and much more. Up to 3.88% p.a. interest with UOB One Account earn higher interest when you spend on your UOB Direct Visa Debit Card. You can access over 1,200 ATMs in Singapore and global ATM access on the Visa plus Network and Pay for purchases NETS Outlets Island wide. There Enhanced Card Security - EMV Smart Chip protects against “skimming”, enjoy secure online shopping with Verified by Visa and receive SMS transaction alerts. Purchases are debited directly from your account and you get to track transactions via UOB Personal Internet Banking or Mobile Banking and monthly statements.

At first it might sound lika a hoax but since this is Singapore where possibilities are limitless. There is a company called Circles.Life that offers a free sim only plan. Their plan includes 1GB of data, 30min talk time and 10 SMS every month for S$0. This is perfect for someone who just needs a sim card for emergency purposes or someone who needs a line so they can be reached but does not use their phone much. TPG also offers one which includes 2G of data/day but you can;t use it for calls and SMS.

If that is the case, you must inform your friend and warm him/her immediately because when a work pass holder is found to have borrowed from an unlicensed lender, the MOM will inform the employer and revoke the work pass. The worker will be repatriated and prohibited from further employment in Singapore.

A stock is a share in the ownership of a company. The person who owns share is called stockholder and he is entitled to the company’s assets and earnings in the form of dividends in accordance to the percentage of stake he holds. There are two ways to earn. One way is through dividend income and the other one is throught Caoital gain.

There are a lot of cheap plans but the best that provides what you are looking for are StarHubGiga and M1 which offers, 1,000 SMS, 1,000 min of calls and 25-30GB of data for only S$25.but if you're looking for something cheaper but still somewhat decent, you could try Zero1 though you will encounter speed reduction after 1GB of mobile data use.

If you got scammed online, you can contact the authorities to help you out. Always background check on what investments your gonna go through. You can easily contact people across the globe with the use of internet. Always check their status before involving within them. But as much as possible get help with the authorites.

Bond market is similar to the stock market however the bond market is a larger market. You bdon;t have to hold onto the bond until it matures before selling it. There are a few terms that you should know when buying and selling bonds. You should always be familiar with the market price. You should sell your bonds at a premium to earn from your bonds. There are times when you really have to sell your bond at a discount to avoid further loses however avoid it if it is avoidable.