What is Apple Pay?

They offer some interesting packages indeed starting with a 1% rebate on Grab transactions with a minimum monthly spend of S$500 on your UOB Direct Visa Debit Card capped at S$20 rebate per month. You also get to enjoy SMART$ rebates on-the-spot at participating merchants all year round and use it to offset your next purchase. Participating merchants such as Shell, Cathay Cineplexes, Cold Storage, Guardian and much more. Up to 3.88% p.a. interest with UOB One Account earn higher interest when you spend on your UOB Direct Visa Debit Card. You can access over 1,200 ATMs in Singapore and global ATM access on the Visa plus Network and Pay for purchases NETS Outlets Island wide. There Enhanced Card Security - EMV Smart Chip protects against “skimming”, enjoy secure online shopping with Verified by Visa and receive SMS transaction alerts. Purchases are debited directly from your account and you get to track transactions via UOB Personal Internet Banking or Mobile Banking and monthly statements.

The number of foreigners borrowing from lic.ensed moneylenders increased from 7,500 in 2016, the number rose to 35,000 in the first half of 2018 alone. This is one of the reasons why they changed the law. The police have also observed more foreigners here borrowing from unlicensed moneylenders

In a joint statement, the Ministry of Law (MinLaw) and Ministry of Manpower (MOM) said that foreigners living in Singapore will be subject to new aggregate loan caps and the self-exclusion framework for borrowing from licensed moneylenders just like Singaporeian citizens. This just implies that this will better protect foreigners such as yourself residing here and your/their employers from the effects of over-borrowing.

Bond market is similar to the stock market however the bond market is a larger market. You bdon;t have to hold onto the bond until it matures before selling it. There are a few terms that you should know when buying and selling bonds. You should always be familiar with the market price. You should sell your bonds at a premium to earn from your bonds. There are times when you really have to sell your bond at a discount to avoid further loses however avoid it if it is avoidable.

Instarting a business using your SmartPhone, You should invest on a goo pair of bluetooth earphones and microphone so that communication can be made easier even when in transit. The next thing you should invest on is a bluetooth keyboard so that you would be able to type longer and detailed messages. A credit card reader and a mobile projector would come in handy for presentations and transactions. SmartPhones can only last for so long until it runs out of battery so a powerbank would be useful in emergency situations.

You can submit a change of address notification to your telephone provider online or yu could always call your phone provider's customer service for further inquiries about the change and charges: Procedures such as account closure and account transfer may have to take place at a customer service centre.

There are many ways to invest your money. You could invest it by opening a high yeild savings account for emergency purposes or you could invest all of it on CPF. There is also an option of dividing the money and putting half of it in your savings account and putting half in CPF. Eitherway it all depends on your current financial status and necessities.