Hello there! Who can help me point out the eligibility for a Singaporean for the UOB JCB Card as well as the annual fees?

If you are planning a trip to japan the UOB JCB Card is a very okay card companion. You can expect to get 6% rebate at your favourite Japanese merchants like Isetan, Meidi-Ya, Tokyu Hands, UNIQLO, Ichiban Boshi, Ichiban Sushi, Kuriya Dining, Kuriya Japanese Market and Sushi Tei with $300 minimum spend per calendar month or 3% rebate with no minimum spend. There is then a 0.3% cash rebate for all other spend with a myriad of curated privileges from dining to retail therapy at your favourite brands in over 20 countries. The privileges even extend to a 10% discount on luggage free travel with complimentary access to airport lounges.

When traveling abroad, there are essentially two ways to check the acceptance of the UOB JCB card and that is via affiliate financial institutions that accept JCB cards and via JCB ATM locator. For the former, the ATM withdrawal limit may vary and you may not be able to withdraw a large amount of cash in a single session so do note that at some ATMs, you may have the option to select payment in a currency other than the local currency, for example, the Japanese yen and US dollars for cards issued in Japan. If you select payment in a currency other than the local currency, the payment amount will match the amount you have agreed to as listed on the receipt. Please note that the exchange amount is not based on JCB's rate, but the rate set independently by the ATM owner. On the other hand for the latter option which is the JCB ATM Locator, it makes it possible for you to search for ATMs nearby using your location or keywords, then check where the ATMs are located and how to reach them on a map. The location-based search and route finder are only available for smartphones unfortunately. We want to believe that they will incorporate it to operate on personal computers.

For self-employed you will need to provide your NRIC (front and back) and Latest billing proof (within the last 6 months) as per your local home address (e.g. telephone or utilities bills, etc.) if it differs from the address in NRIC and Latest Income Tax Notice of Assessment. Then proceed to enter your booking information on the LUGGAGE-FREE TRAVEL site. On the payment screen, enter the JCB Coupon number e.g. 20% off coupon number: 【jcblft202019】 (April 1, 2019 - June 30, 2019), then enter your JCB card information and the discount will be deducted from the amount. Check the information and finalize your booking. You will receive a confirmation email. Bring the confirmation email and JCB card to the designated kiosk on the day you booked. When you complete the delivery application, the system will automatically process the payment

At first it might sound lika a hoax but since this is Singapore where possibilities are limitless. There is a company called Circles.Life that offers a free sim only plan. Their plan includes 1GB of data, 30min talk time and 10 SMS every month for S$0. This is perfect for someone who just needs a sim card for emergency purposes or someone who needs a line so they can be reached but does not use their phone much. TPG also offers one which includes 2G of data/day but you can;t use it for calls and SMS.

If you are a tourist then you don't need to worry because it will not apply to those with a temporary presence in Singapore, It will only apply to foreigners who are holders of Work Passes, Long Term Visit Passes, Short Term Visit Passes, Dependant's Passes and Student Passes.

If that is the case, you must inform your friend and warm him/her immediately because when a work pass holder is found to have borrowed from an unlicensed lender, the MOM will inform the employer and revoke the work pass. The worker will be repatriated and prohibited from further employment in Singapore.

A stock is a share in the ownership of a company. The person who owns share is called stockholder and he is entitled to the company’s assets and earnings in the form of dividends in accordance to the percentage of stake he holds. There are two ways to earn. One way is through dividend income and the other one is throught Caoital gain.

Your interpretations are correct but we can look deeper into its characteristics. A bond has a face value which is the amount the bond will be worth at maturity and the amount the bond issuer uses when calculating interest payments. A bond has a coupon rate which is similar to interest rates. A bond shouls always have a maturity date which is self explanatory. Probobly the most important characteristic is the issue price which is the original price the issuer sells the bond.

There are many ways to invest your money. You could invest it by opening a high yeild savings account for emergency purposes or you could invest all of it on CPF. There is also an option of dividing the money and putting half of it in your savings account and putting half in CPF. Eitherway it all depends on your current financial status and necessities.