What special offerings can I take advantage of with the UOB JCB Card?

For a Singapore citizen eligibility requires that you are 21 or above with a minimum annual income of $30,000 or a Fixed Deposit collateral of minimum $10,000. You should expect to pay a yearly fee of $64.20 but can enjoy the first year fee. Supplementary cards also get a free first year card and subsequently $32.10 yearly.

When traveling abroad, there are essentially two ways to check the acceptance of the UOB JCB card and that is via affiliate financial institutions that accept JCB cards and via JCB ATM locator. For the former, the ATM withdrawal limit may vary and you may not be able to withdraw a large amount of cash in a single session so do note that at some ATMs, you may have the option to select payment in a currency other than the local currency, for example, the Japanese yen and US dollars for cards issued in Japan. If you select payment in a currency other than the local currency, the payment amount will match the amount you have agreed to as listed on the receipt. Please note that the exchange amount is not based on JCB's rate, but the rate set independently by the ATM owner. On the other hand for the latter option which is the JCB ATM Locator, it makes it possible for you to search for ATMs nearby using your location or keywords, then check where the ATMs are located and how to reach them on a map. The location-based search and route finder are only available for smartphones unfortunately. We want to believe that they will incorporate it to operate on personal computers.

For self-employed you will need to provide your NRIC (front and back) and Latest billing proof (within the last 6 months) as per your local home address (e.g. telephone or utilities bills, etc.) if it differs from the address in NRIC and Latest Income Tax Notice of Assessment. Then proceed to enter your booking information on the LUGGAGE-FREE TRAVEL site. On the payment screen, enter the JCB Coupon number e.g. 20% off coupon number: 【jcblft202019】 (April 1, 2019 - June 30, 2019), then enter your JCB card information and the discount will be deducted from the amount. Check the information and finalize your booking. You will receive a confirmation email. Bring the confirmation email and JCB card to the designated kiosk on the day you booked. When you complete the delivery application, the system will automatically process the payment

There are different types of stock. Blue Chip Stock are the safest because they are simply shares of well-established, well-recognised, profitable, and financially sound companies.. Next is the unloved, neglecter or commonly known as Value stocks whichare priced below its fundamental value because of its unglamorous characteristics. Lastly we have the Exchange-Trade funds which is a type of fund that is traded in the stock exchange like stocks that owns a basket of assets (bonds, stocks and commodities).

There are many ways to invest your money. You could invest it by opening a high yeild savings account for emergency purposes or you could invest all of it on CPF. There is also an option of dividing the money and putting half of it in your savings account and putting half in CPF. Eitherway it all depends on your current financial status and necessities.

An inescapable path to becoming a successful investor is to learn how to become a lifelong student. Learn from other investor's success and mistakes. Learn how they made the money, not how they spent it. Place value on value, buy assets that you know are underpriced and sell them for a higher value. Always have healthy Skpeticism which is very hard to acquire as the world is full of malice. Lastly but not the least is to sharpen your analytical ability as being able to analyze what is going on is very crucial to becoming a good investor.

If you are looking for the best without thinking about how much it would cost you then you can try Singtel combo 3 where you not only get unlimited data but also unlimited calls and SMS wth a phone subsidy. It comes with a contract and costs S$108.80 but if you want the full package then this is the plan that you are looking for. If you are on a budget and only want mobile data then you should try Zero 1GB to Unlimited data however the speed will be throtted after 1 gb.

At first it might sound lika a hoax but since this is Singapore where possibilities are limitless. There is a company called Circles.Life that offers a free sim only plan. Their plan includes 1GB of data, 30min talk time and 10 SMS every month for S$0. This is perfect for someone who just needs a sim card for emergency purposes or someone who needs a line so they can be reached but does not use their phone much. TPG also offers one which includes 2G of data/day but you can;t use it for calls and SMS.

Mate I don’t think you need not worry about how it will benefit you just as long as that trading business of yours is still working but I don’t think It would be still ideal to keep holding onto it since it doesn't have its benefits, you will mainly have to liquidate your business if you choose to give up on that business, Cheers!