How does a self-employed Participate in the UOB JCB Card travel promotion?

If you are planning a trip to japan the UOB JCB Card is a very okay card companion. You can expect to get 6% rebate at your favourite Japanese merchants like Isetan, Meidi-Ya, Tokyu Hands, UNIQLO, Ichiban Boshi, Ichiban Sushi, Kuriya Dining, Kuriya Japanese Market and Sushi Tei with $300 minimum spend per calendar month or 3% rebate with no minimum spend. There is then a 0.3% cash rebate for all other spend with a myriad of curated privileges from dining to retail therapy at your favourite brands in over 20 countries. The privileges even extend to a 10% discount on luggage free travel with complimentary access to airport lounges.

For a Singapore citizen eligibility requires that you are 21 or above with a minimum annual income of $30,000 or a Fixed Deposit collateral of minimum $10,000. You should expect to pay a yearly fee of $64.20 but can enjoy the first year fee. Supplementary cards also get a free first year card and subsequently $32.10 yearly.

When traveling abroad, there are essentially two ways to check the acceptance of the UOB JCB card and that is via affiliate financial institutions that accept JCB cards and via JCB ATM locator. For the former, the ATM withdrawal limit may vary and you may not be able to withdraw a large amount of cash in a single session so do note that at some ATMs, you may have the option to select payment in a currency other than the local currency, for example, the Japanese yen and US dollars for cards issued in Japan. If you select payment in a currency other than the local currency, the payment amount will match the amount you have agreed to as listed on the receipt. Please note that the exchange amount is not based on JCB's rate, but the rate set independently by the ATM owner. On the other hand for the latter option which is the JCB ATM Locator, it makes it possible for you to search for ATMs nearby using your location or keywords, then check where the ATMs are located and how to reach them on a map. The location-based search and route finder are only available for smartphones unfortunately. We want to believe that they will incorporate it to operate on personal computers.

A stock is a share in the ownership of a company. The person who owns share is called stockholder and he is entitled to the company’s assets and earnings in the form of dividends in accordance to the percentage of stake he holds. There are two ways to earn. One way is through dividend income and the other one is throught Caoital gain.

Your interpretations are correct but we can look deeper into its characteristics. A bond has a face value which is the amount the bond will be worth at maturity and the amount the bond issuer uses when calculating interest payments. A bond has a coupon rate which is similar to interest rates. A bond shouls always have a maturity date which is self explanatory. Probobly the most important characteristic is the issue price which is the original price the issuer sells the bond.

There are different types of stock. Blue Chip Stock are the safest because they are simply shares of well-established, well-recognised, profitable, and financially sound companies.. Next is the unloved, neglecter or commonly known as Value stocks whichare priced below its fundamental value because of its unglamorous characteristics. Lastly we have the Exchange-Trade funds which is a type of fund that is traded in the stock exchange like stocks that owns a basket of assets (bonds, stocks and commodities).

In a joint statement, the Ministry of Law (MinLaw) and Ministry of Manpower (MOM) said that foreigners living in Singapore will be subject to new aggregate loan caps and the self-exclusion framework for borrowing from licensed moneylenders just like Singaporeian citizens. This just implies that this will better protect foreigners such as yourself residing here and your/their employers from the effects of over-borrowing.

An inescapable path to becoming a successful investor is to learn how to become a lifelong student. Learn from other investor's success and mistakes. Learn how they made the money, not how they spent it. Place value on value, buy assets that you know are underpriced and sell them for a higher value. Always have healthy Skpeticism which is very hard to acquire as the world is full of malice. Lastly but not the least is to sharpen your analytical ability as being able to analyze what is going on is very crucial to becoming a good investor.

There are four main companies in Singapore that offers business plans. We have OCBC, Maybank, POSB and Philip Share. This plan is great for individuals who just started working and have little capital to invest, people who don't want to spend time analysing stocks and people who dislike market volitility.