I recommend the OCBC Plus! Visa Debit Card, for people who buys groceries at NTUC Fairprice (practically every Singaporean who’s not on RedMart). The OCBC Plus! Visa Debit Card offers a decent 4% rebate at NTUC FairPrice, Unity and Warehouse Club if you spend $200 outside of the “NTUC network” that month. If you spend $500, and your rebate goes up to 7%, you also get 3% link points when shopping on FaiPrice On. The downside is that the OCBC Plus! Visa Debit Card has an annual fee of $24. This is waived for the first year and subsequently takes $1,200 of spending per year (avg. $100 a month) to waive.
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Firstly, you would need to be an existing OCBC card member holding any one of the Eligible Cards and have activated your OCBC-SCORE benefit via SCORE. The eligible cards are - OCBC Plus! Visa Credit Card; NTUC Plus! Visa Credit Card; OCBC Plus! Visa Debit Card; NTUC Plus! Visa Debit Card and FRANK Visa Debit Card. As for when and how you will receive the additional rebate, the consolidated rebate amount earned from your FairPrice store and Grab ride spend will be credited into the activated Eligible Card account within 60 days in which the spend occurred.