Is it a smart move to upgrade a current Amex Platinum Credit Card to Amex Platinum Charge Card?

I find it very pleasant and rewarding the Platinum Wellness offerings of the AMEX Express Platinum Credit Card as I get to rest and replenish after a hard week at work. I treat myself to spa privileges that come with my Card Membership with spa vouchers from Adeva Spa, Spa Rael and The Ultimate. I do this one’s a week and enjoy up to 40% off à la carte spa services at Adeva Spa, Spa Rael and The Ultimate. Simply relaxing and feels good to be pampered.

I have been an AMEX platinum card holder for a while now and I sometimes receive complimentary hotel stay, invitation to pre-launch events as well as a complimentary AMEX reserve card, however you will need to apply for it separately but is complimentary. Furthermore, on top of the usual benefits that comes with the AMEX platinum card, you get the additional benefits offered by AMEX Reserve card.

The annual fee is too hefty I think and there is no doubt about it. However the benefits with this card are not only enjoyed by myself, but by my friends and family too. The most valuable treat I enjoy the most is the unlimited lounge access for me and my two supplementary card holders inclusive of their guests.

Even as not all merchants accept the Amex card, whenever I have the chance to use the Amex I go right ahead and take up the opportunity. The rewards are worth the spending however with a great lounge at the airport and great vouchers that they mail me regularly on hotels and business class tickets. Additionally, lots of restaurants offer great deals too on Amex.

I recommend this card for its complimentary access into Tower Club as users of the platinum Card are given access to this elite, members-only Tower Club Singapore. This Club is situated in a serene and breath-taking location and affords members privileges such as the use of all the dining and conference facilities, as well as invitations to all club events and activities.

A 5% cash rebate on fuel purchases and a 16% instant discount is a great deal for me I must say, the HSBC VISA Platinum Credit Card indeed makes driving more fun for me as i always look forward to the 16% instant discount plus 5% cash rebate on all fuel spend at Caltex and Shell stations

I like the idea that I can receive 40,000 Membership Rewards points when I get to successfully refer any of my friends to the card. Even more so as my friends can also receive 40,000 Membership Rewards points upon spend of S$5,000 in the first 3 months of their Card Membership. I think that is pretty much a win-win situation.

So it is really convenient that I can get and use my card instantly when I apply via MyInfo. And the cards instant digital card that can be used for mobile wallets, online and mobile app purchases. Now aside from the same day physical credit card issuance for online applications you also get S$50 cash rebate upon approval with no minimum spend required. However that is only for new OCBC Credit Card applications.

Very impressed by the complimentary night stay I got after I made bookings for a five nights stay at a resort I spent my birthday at in Malaysia. Even more pleasing was the complimentary golf games at a high quality golf courses in Malaysia. As a matter of fact, I had as much as six complementary golf games.

First of all, unlike other loyalty programmes, the American Express Personal Card membership rewards points do not expire. Furthermore, with no restriction on the number of points you can stand to accumulate, you just need to choose the reward you want and you'll have time to get it, pretty much the skies can be your limit as you can use the points the way you want from redeeming shopping, travel and entertainment rewards to offsetting purchases made on your Card.

If you target to spend on major event tickets and high price items with the plan to split by instalment then this card is for you. However I notice that if you have an existing OCBC saving account, it makes bill payments much more seamless. And aside from being able to split payment into monthly instalments interest free, you can earn up to 1% rebate on your purchase. Only few cards in the market that allow auto convert spending into interest free instalment and still be entitled to 0.5% or 1% cash rebate.