What is the maximum cashback for OCBC Plus! Visa Credit Card?

Even as the OCBC Plus! Visa is not a cashback card, thus there is no cap, or "maximum" cash back, you get to still earn rebates in the form of cash rebates and LinkPoints by shopping at NTUC. However do note that there is a minimum spend of $500 in places outside NTUC before the full range of rebates and LinkPoints can be unlocked.

I would like to contribute here that OCBC does have an excellent customer service. In my personal experience their customer service was extremely helpful and able to resolve my queries and concerns almost immediately over the phone. So I would like to give them a thumbs up for the professional communication and speedy customer service experience.

It is a good thing that OCBC cards can obtain instant approval and can be used immediately when you apply via MyInfo and the OCBC Plus! Visa’s Principal card’s S$107 per annum is waived for the first year. To earn an annual fee waiver for your OCBC Plus! Visa Credit Card however, you must spend a minimum of at least S$2,500 in one year starting from the month after your OCBC Plus! Visa Credit Card was issued.

We shop at Fairprice occasionally and we try to use OCBC plus card for point’s accumulation as much as we can. When we are shopping we look out for member’s discounts for selected items. The supermarket also has promotions that allow us to accumulate link points and redeem cooking/ and culinary sets at competitive prices too. A must have for households who frequent Farirpice for their grocery needs.

This is a very good credit card with a zero annual fee so you don’t have to go through the hassle of annual fee waiver as there was no fee to begin with. Also, this card allows you to earn double points in Fairprice which is a fair deal for family groceries.

Most of the vendors accepting this card offer up to 12% rebates at FairPrice Stores, Unity and Warehouse Club and up to 8% rebate at FairPrice online with salary credit. Annual fee is waived for NTUC members and the LinkPoints i accumulate can be used to offset my next purchase at selected Plus! Partners.

Even as the OCBC Plus! Visa is not a cashback card, thus there is no cap, or "maximum" cash back, you get to still earn rebates in the form of cash rebates and LinkPoints by shopping at NTUC. However do note that there is a minimum spend of $500 in places outside NTUC before the full range of rebates and LinkPoints can be unlocked.

Unfortunately, the HSBC advance card is not an unlimited cashback card as they have a cap on the cashback per month, even for advance banking clients. Furthermore, if you are not an advance banking client, you would not get subsequent card fee waiver if you do not get to spend at least $12,000 in a year.

For me nothing beats the 5% year-round cash rebates on dining, groceries, petrol and transport (that is taxis, ride hailing, trains and buses inclusive), locally and overseas when you spend minimum S$600 per month. And the cash rebate is capped at S$150 per month. So if you don’t drive, not to worry as you can enjoy 5% cash rebate for your transportation needs, be it a taxi ride, a booking made via ride hailing apps, or trains/buses.

First of all, unlike other loyalty programmes, the American Express Personal Card membership rewards points do not expire. Furthermore, with no restriction on the number of points you can stand to accumulate, you just need to choose the reward you want and you'll have time to get it, pretty much the skies can be your limit as you can use the points the way you want from redeeming shopping, travel and entertainment rewards to offsetting purchases made on your Card.

The delivered on the promise of purchase Protection of up to 90 days when ensured reimbursement on an eligible online purchases I made with my Amex Express Gold Card. Irrespective where you buy online or shopping at the local supermarket, their Purchase Protection offers repair, replacement or reimbursement on eligible purchases made with the Card, that has been damaged or stolen within 90 days of purchase.

Very impressed by the complimentary night stay I got after I made bookings for a five nights stay at a resort I spent my birthday at in Malaysia. Even more pleasing was the complimentary golf games at a high quality golf courses in Malaysia. As a matter of fact, I had as much as six complementary golf games.