My niece just turned 21 years and is considering the idea of getting the OCBC Denki Credit Card. Who can share knowledge of the benefits that the card comes with such as should attract a new user?
I was really surprised and delighted when I found out I could get free Delivery when I get to spend a minimum of S$200 in a single receipt on bulky items, mostly items that do not fit into a car boot like my furniture set and home appliances. Those types of purchases have been delivered to mefor free.
OCBC BEST Denki Credit Card / Oversea-Chinese Banking Corporation
First of all, OCBC has excellent customer service worth mentioning. I was also impressed by the customer service who were extremely helpful and often able to resolve any queries over the phone. Responsiveness is on point. They are cordial and professional in terms of communicating and relatively easy to be contacted via the hotline with minimal waiting time.
OCBC BEST Denki Credit Card / Oversea-Chinese Banking Corporation
OCBC cards can obtain instant approval when you apply for them via MyInfo and can be used immediately. With the principal card you need a spend of S$160.50 a year to earn an annual fee waiver for your OCBC BEST Denki Credit Card and you must spend a minimum of at least S$5,000 in one year, starting from the month after your OCBC BEST Denki Credit Card was issued. Annual fees waived for the first 2 years. Instant S$50 cash rebate upon approval with no minimum spend required.
OCBC BEST Denki Credit Card / Oversea-Chinese Banking Corporation
Highlight of the perks with this card should be receiving 12% BEST Rewards equivalent to 3% cash rebate for any amount charged at BEST Denki, including items purchased on the 0% interest instalments plan. For example, S$100 spent at BEST Denki equals 12 BEST Rewards equals S$3 cash rebate. Also, spend a minimum of S$200 in a single receipt on bulky items such as items that cannot fit inside your car and have your purchases delivered for free.
OCBC BEST Denki Credit Card / Oversea-Chinese Banking Corporation
With the cards safety 5 Premium Warranty Programme you can use your OCBC BEST Denki Credit Card and pay only 16% of the purchase price for more coverage with Safety 5 Premium Warranty Programme. This 5-year extended warranty will cover Product Failure, Flood Protection, Fire Protection, Theft from Home Protection and Damage Protection.
OCBC BEST Denki Credit Card / Oversea-Chinese Banking Corporation
OCBC BEST Denki Credit Card
I love that I can enjoy Interest rates starting from 5.80% p.a. (EIR 11.38% p.a.) on their 12-month instalment plan which allows for fixed monthly repayments.The monthly repayment for your Cash-on-Instalments is fixed, allowing you to manage your finances with ease of mind. That works perfect for me as it helps me to be more organized and I give them thumbs up.
NTUC Plus! Visa Credit Card / Oversea-Chinese Banking Corporation
Even as the OCBC Plus! Visa is not a cashback card, thus there is no cap, or "maximum" cash back, you get to still earn rebates in the form of cash rebates and LinkPoints by shopping at NTUC. However do note that there is a minimum spend of $500 in places outside NTUC before the full range of rebates and LinkPoints can be unlocked.
OCBC Plus! VISA Credit Card / Oversea-Chinese Banking Corporation
If you are like me an HSBC Premier client and also a frequent traveller that can maximize the number of priority pass visits, limo and meet-and-assist services as well as your supplementary cardholders too, then this is the card for you. The reduced general mile earn rate is worth the trade-off for the unlimited priority pass memberships, as well as the high number of limo and meet-and-assist services that you can use.
HSBC VISA Infinite Credit Card / HSBC Bank Singapore
Unfortunately, the HSBC advance card is not an unlimited cashback card as they have a cap on the cashback per month, even for advance banking clients. Furthermore, if you are not an advance banking client, you would not get subsequent card fee waiver if you do not get to spend at least $12,000 in a year.
HSBC Advance Credit Card / HSBC Bank Singapore
I find it very pleasant and rewarding the Platinum Wellness offerings of the AMEX Express Platinum Credit Card as I get to rest and replenish after a hard week at work. I treat myself to spa privileges that come with my Card Membership with spa vouchers from Adeva Spa, Spa Rael and The Ultimate. I do this one’s a week and enjoy up to 40% off à la carte spa services at Adeva Spa, Spa Rael and The Ultimate. Simply relaxing and feels good to be pampered.
American Express Platinum Credit Card / American Express International
My family had a really fun time with the 10% off Siam Adventure Club Family Package Booking which came with breakfast for 2 adults and up to 2 kids with a Kids room setup in room and full access to kids activities. We even enjoyed daily evening drinks for whole family on selected menu from 5pm to 6pm.
HSBC VISA Platinum Credit Card / HSBC Bank Singapore
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I have been using the OCBC BEST Denki Credit Card for 8 months now and I have no complains with it as the benefits are enticing and unique. The card offers 12% BEST Rewards (equivalent to 3% cash rebate) for any amount charged on BEST Denki, including items purchased on the 0% interest instalment plan. For an example, when you spend $100 on BEST Denki, you receive 12 BEST Rewards or its equivalent of S$3 cash rebate. You can also earn an extra 2% rebate for annual spend of S$10,000 and above, and 2.5% rebate for annual spend of S$20,000 and above. When you spend a minimum of S$200 in a single receipt on bulky items, you can have your purchases delivered for free. One particular benefit I love is the one that allows you to use your OCBC BEST Denki Credit Card and pay only 16% of the purchase price for more coverage with Safety 5 Premium Warranty Programme. This 5-year extended warranty will cover Product Failure, Flood Protection, Fire Protection, Theft from Home Protection and Damage Protection.