What is the Denki Safety 5 Premium Warranty Programme? Anyone conversant with it?

I was really surprised and delighted when I found out I could get free Delivery when I get to spend a minimum of S$200 in a single receipt on bulky items, mostly items that do not fit into a car boot like my furniture set and home appliances. Those types of purchases have been delivered to mefor free.

First of all, OCBC has excellent customer service worth mentioning. I was also impressed by the customer service who were extremely helpful and often able to resolve any queries over the phone. Responsiveness is on point. They are cordial and professional in terms of communicating and relatively easy to be contacted via the hotline with minimal waiting time.

OCBC cards can obtain instant approval when you apply for them via MyInfo and can be used immediately. With the principal card you need a spend of S$160.50 a year to earn an annual fee waiver for your OCBC BEST Denki Credit Card and you must spend a minimum of at least S$5,000 in one year, starting from the month after your OCBC BEST Denki Credit Card was issued. Annual fees waived for the first 2 years. Instant S$50 cash rebate upon approval with no minimum spend required.

Highlight of the perks with this card should be receiving 12% BEST Rewards equivalent to 3% cash rebate for any amount charged at BEST Denki, including items purchased on the 0% interest instalments plan. For example, S$100 spent at BEST Denki equals 12 BEST Rewards equals S$3 cash rebate. Also, spend a minimum of S$200 in a single receipt on bulky items such as items that cannot fit inside your car and have your purchases delivered for free.

With the cards safety 5 Premium Warranty Programme you can use your OCBC BEST Denki Credit Card and pay only 16% of the purchase price for more coverage with Safety 5 Premium Warranty Programme. This 5-year extended warranty will cover Product Failure, Flood Protection, Fire Protection, Theft from Home Protection and Damage Protection.

The AMEX Express Singapore Airlines Solitaire PPS Credit Card gives a First Year Fee Waiver for you to enjoy and also for your supplementary card members. In addition there are no transfer fees and all the KrisFlyer miles you can earn are directly transferred automatically to your KrisFlyer account with no transfer fee. I would recommend this card for these few reasons which could really make the difference.

I like the idea that I can receive 40,000 Membership Rewards points when I get to successfully refer any of my friends to the card. Even more so as my friends can also receive 40,000 Membership Rewards points upon spend of S$5,000 in the first 3 months of their Card Membership. I think that is pretty much a win-win situation.

Unfortunately, the HSBC advance card is not an unlimited cashback card as they have a cap on the cashback per month, even for advance banking clients. Furthermore, if you are not an advance banking client, you would not get subsequent card fee waiver if you do not get to spend at least $12,000 in a year.

OCBC Frank Card stands out for its low minimum spend requirement and annual fee waiver however, it’s not a great match for consumers seeking everyday cashback. Online spend on utilities, recurring bills, and school and hospital payments are all not eligible for rebate. Dining, groceries, and other categories are also not rewarded. Ultimately, OCBC Frank Card offers young adults a great, no-fee way to earn cashback from social and online spend. OCBC Frank Card is definitely worth consideration.

In my opinion, this card is one of the best cards in the market especially as there are no expiry date to miles earned and an amazing 2 VIP airport lounge access. I love the fact that the card can be used for major big ticket items and to clock mileage. Redemption can be done easily without hassle and customer service staff are very helpful

Seldom would you find a card that has your best interest at heart as the AMEX Express Platinum Reserve Credit Card with its Emergency legal and medical assistance even when you are anywhere in the world. You can enjoy privileges around the globe with Live the World and American Express with all round protection against accidental damage or theft for your purchases.