What is the Denki Safety 5 Premium Warranty Programme? Anyone conversant with it?

I was really surprised and delighted when I found out I could get free Delivery when I get to spend a minimum of S$200 in a single receipt on bulky items, mostly items that do not fit into a car boot like my furniture set and home appliances. Those types of purchases have been delivered to mefor free.

First of all, OCBC has excellent customer service worth mentioning. I was also impressed by the customer service who were extremely helpful and often able to resolve any queries over the phone. Responsiveness is on point. They are cordial and professional in terms of communicating and relatively easy to be contacted via the hotline with minimal waiting time.

OCBC cards can obtain instant approval when you apply for them via MyInfo and can be used immediately. With the principal card you need a spend of S$160.50 a year to earn an annual fee waiver for your OCBC BEST Denki Credit Card and you must spend a minimum of at least S$5,000 in one year, starting from the month after your OCBC BEST Denki Credit Card was issued. Annual fees waived for the first 2 years. Instant S$50 cash rebate upon approval with no minimum spend required.

Highlight of the perks with this card should be receiving 12% BEST Rewards equivalent to 3% cash rebate for any amount charged at BEST Denki, including items purchased on the 0% interest instalments plan. For example, S$100 spent at BEST Denki equals 12 BEST Rewards equals S$3 cash rebate. Also, spend a minimum of S$200 in a single receipt on bulky items such as items that cannot fit inside your car and have your purchases delivered for free.

With the cards safety 5 Premium Warranty Programme you can use your OCBC BEST Denki Credit Card and pay only 16% of the purchase price for more coverage with Safety 5 Premium Warranty Programme. This 5-year extended warranty will cover Product Failure, Flood Protection, Fire Protection, Theft from Home Protection and Damage Protection.

Very impressed by the complimentary night stay I got after I made bookings for a five nights stay at a resort I spent my birthday at in Malaysia. Even more pleasing was the complimentary golf games at a high quality golf courses in Malaysia. As a matter of fact, I had as much as six complementary golf games.

This is my first credit card and I was pleased with the process as the application was absolutely stress free and smooth with customer care service at top notch. I actually felt taken care of and it appeared I could rely on customer care service for virtually any issue. Plus they have a simple tracking system of cashback rewards, with a good App and web UI/UX.

I find it very pleasant and rewarding the Platinum Wellness offerings of the AMEX Express Platinum Credit Card as I get to rest and replenish after a hard week at work. I treat myself to spa privileges that come with my Card Membership with spa vouchers from Adeva Spa, Spa Rael and The Ultimate. I do this one’s a week and enjoy up to 40% off à la carte spa services at Adeva Spa, Spa Rael and The Ultimate. Simply relaxing and feels good to be pampered.

The American Express Krisflyer Credit Card has an attractive sign up bonus and it is easy to use to accumulate on miles as no conversion into KF account is required, and monthly auto “sweeping” of miles help save in the conversion fee. I also have had good experiences with their customer care service as the call center service is absolutely awesome.

I have held this card for quite a long time and one thing I like about the card is the fact that it is used for CapitaLand malls and they are almost everywhere. So I enjoy dining taking advantage of the 10x rewards merchants to accumulate the points faster. Imagine getting close to 6.5% rebates on dining. Not to forget their sign up bonus of $60 rebates in vouchers when you spend $1,500. That's a 4% rebate excluding the points you will earn which will convert into vouchers too.

Seldom would you find a card that has your best interest at heart as the AMEX Express Platinum Reserve Credit Card with its Emergency legal and medical assistance even when you are anywhere in the world. You can enjoy privileges around the globe with Live the World and American Express with all round protection against accidental damage or theft for your purchases.