Forum
Last updated: 

I would like to know the best privileges in store for a new user of the OCBC BEST Denki Credit Card?

My niece just turned 21 years and is considering the idea of getting the OCBC Denki Credit Card. Who can share knowledge of the benefits that the card comes with such as should attract a new user?

User comments

  • user image

    No Name

    I have been using the OCBC BEST Denki Credit Card for 8 months now and I have no complains with it as the benefits are enticing and unique. The card offers 12% BEST Rewards (equivalent to 3% cash rebate) for any amount charged on BEST Denki, including items purchased on the 0% interest instalment plan. For an example, when you spend $100 on BEST Denki, you receive 12 BEST Rewards or its equivalent of S$3 cash rebate. You can also earn an extra 2% rebate for annual spend of S$10,000 and above, and 2.5% rebate for annual spend of S$20,000 and above. When you spend a minimum of S$200 in a single receipt on bulky items, you can have your purchases delivered for free. One particular benefit I love is the one that allows you to use your OCBC BEST Denki Credit Card and pay only 16% of the purchase price for more coverage with Safety 5 Premium Warranty Programme. This 5-year extended warranty will cover Product Failure, Flood Protection, Fire Protection, Theft from Home Protection and Damage Protection.

    2019.08.01 5:55

Please leave your knowledge and opinion!

Recommending Reviews

Investment

Free Delivery when I get to spend a minimum of S$200

I was really surprised and delighted when I found out I could get free Delivery when I get to spend a minimum of S$200 in a single receipt on bulky items, mostly items that do not fit into a car boot like my furniture set and home appliances. Those types of purchases have been delivered to mefor free.

OCBC BEST Denki Credit Card / Oversea-Chinese Banking Corporation

Investment

Customer service was extremely helpful and able to resolve any queries over the phone

First of all, OCBC has excellent customer service worth mentioning. I was also impressed by the customer service who were extremely helpful and often able to resolve any queries over the phone. Responsiveness is on point. They are cordial and professional in terms of communicating and relatively easy to be contacted via the hotline with minimal waiting time.

OCBC BEST Denki Credit Card / Oversea-Chinese Banking Corporation

Investment

Instant S$50 cash rebate upon approval with no minimum spend required.

OCBC cards can obtain instant approval when you apply for them via MyInfo and can be used immediately. With the principal card you need a spend of S$160.50 a year to earn an annual fee waiver for your OCBC BEST Denki Credit Card and you must spend a minimum of at least S$5,000 in one year, starting from the month after your OCBC BEST Denki Credit Card was issued. Annual fees waived for the first 2 years. Instant S$50 cash rebate upon approval with no minimum spend required.

OCBC BEST Denki Credit Card / Oversea-Chinese Banking Corporation

Investment

Spend a minimum of S$200 in a single receipt on bulky items and have your purchases delivered for free.

Highlight of the perks with this card should be receiving 12% BEST Rewards equivalent to 3% cash rebate for any amount charged at BEST Denki, including items purchased on the 0% interest instalments plan. For example, S$100 spent at BEST Denki equals 12 BEST Rewards equals S$3 cash rebate. Also, spend a minimum of S$200 in a single receipt on bulky items such as items that cannot fit inside your car and have your purchases delivered for free.

OCBC BEST Denki Credit Card / Oversea-Chinese Banking Corporation

Investment

5 Premium Warranty Programme a 5-year extended warranty will cover Product Failure, Flood Protection, Fire Protection, Theft from Home Protection and Damage Protection.

With the cards safety 5 Premium Warranty Programme you can use your OCBC BEST Denki Credit Card and pay only 16% of the purchase price for more coverage with Safety 5 Premium Warranty Programme. This 5-year extended warranty will cover Product Failure, Flood Protection, Fire Protection, Theft from Home Protection and Damage Protection.

OCBC BEST Denki Credit Card / Oversea-Chinese Banking Corporation

Recommending Forums

Investment

What is the Denki Safety 5 Premium Warranty Programme? Anyone conversant with it?

OCBC BEST Denki Credit Card

Related Forums

Investment

How do I buy and sell my bonds?

Investment

Are there free sim plans in Singapore?

Investment

What is Singapore's main landline provider?

Investment

What is the cheapest sim only plan in Singapore that provides data, calls and SMS?

Investment

How do I notify my landline provider my change of address?

Investment

How do U apply for a telephone line in Singapore?

Related Reviews

Investment

Earnings of 1.3 KrisFlyer miles for every S$1 spent locally

This card offers a few thrills if you are one for accumulating miles as you can earn 1.3 KrisFlyer miles for every S$1 equivalent in foreign currency spent overseas on eligible purchases up to S$3,800 each month. On such purchases above S$3,800 each month, you can earn 2 KrisFlyer miles. Furthermore the card allows earnings of 1.3 KrisFlyer miles for every S$1 spent locally in Singapore dollars on eligible purchases up to S$3,800 each month. On such purchases above S$3,800 each month, earnings are 1.4 KrisFlyer miles. Highly recommended for those who seek to accumulate miles.

American Express Singapore Airlines PPS Club Credit Card / American Express International

Investment

Family Package Rewards

My family had a really fun time with the 10% off Siam Adventure Club Family Package Booking which came with breakfast for 2 adults and up to 2 kids with a Kids room setup in room and full access to kids activities. We even enjoyed daily evening drinks for whole family on selected menu from 5pm to 6pm.

HSBC VISA Platinum Credit Card / HSBC Bank Singapore

Investment

Poor and upleasant hotline

I am a fresh graduate and just started my first job, I signed up for this card due to the onetime $150 cash back reward for $800 spend within the first two months. However for its main monthly rewards, it is nothing to be pleasant about and the hotline is very bad, I even had to hold more than 20 minutes during non-peak hour.

HSBC Revolution Credit Card / HSBC Bank Singapore

Investment

Fantastic Rewards

A 5% cash rebate on fuel purchases and a 16% instant discount is a great deal for me I must say, the HSBC VISA Platinum Credit Card indeed makes driving more fun for me as i always look forward to the 16% instant discount plus 5% cash rebate on all fuel spend at Caltex and Shell stations

HSBC VISA Platinum Credit Card

Investment

Looking to maximize on the number of priority pass visits and other privileges

If you are like me an HSBC Premier client and also a frequent traveller that can maximize the number of priority pass visits, limo and meet-and-assist services as well as your supplementary cardholders too, then this is the card for you. The reduced general mile earn rate is worth the trade-off for the unlimited priority pass memberships, as well as the high number of limo and meet-and-assist services that you can use.

HSBC VISA Infinite Credit Card / HSBC Bank Singapore

Investment

Complimentary Night Stay a Success

Very impressed by the complimentary night stay I got after I made bookings for a five nights stay at a resort I spent my birthday at in Malaysia. Even more pleasing was the complimentary golf games at a high quality golf courses in Malaysia. As a matter of fact, I had as much as six complementary golf games.

Citi Cash Back Visa Card / Citibank Singapore