Is it possible to separate my limit and have separate billing for my supplementary cardholder for the HSBC Personal Loan?
How can I increase my credit limit on a permanent basis and will I be able to state my preferred credit limit when I apply for a credit card?
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No, the credit limit will be shared between the primary and supplementary cardholders. All primary and supplementary cardholders' transactions will be consolidated and reflected in the primary cardholder's statement. To increase your credit limit you can write to the bank and enclose a copy of your latest income document for their review. So yes, you may state your preferred credit limit on the application form, and this will be subject to the Bank's review and approval. Alternatively, you may request the credit limit to be assigned by the Bank.