Who can recommend the ideal joint account suitable for couples?
We are planning for our wedding in 2 years. We hope we can make monthly deposits into this account that might even go beyond the wedding to even our kids’ education.
We are planning for our wedding in 2 years. We hope we can make monthly deposits into this account that might even go beyond the wedding to even our kids’ education.
The FWD policy wording doesn’t mention any sporting exclusions, with the exception of competitive sports and hiking/trekking above 3,000m. Considering that most outdoor activities are covered, their lowest tier plan (Premium) is very good value for money. For the basic plan, FWD Premium has quite a high trip cancellation claim limit of $7,500 which applies for haze-related cancellation or infectious diseases like Zika and dengue too. Where FWD loses out is in the below-average travel inconvenience benefits. For example, for travel delays, you get $300 limit on delays, another $300 for missed connections and another $500 for “diversions”. It is very hard to claim the full benefit.
FWD Travel Insurance First / FWD Singapore
ERGO travel insurance plans secure and beautiful moments during your trip. Now aside from the benefits included in your policy, insured individuals can also enjoy insurance cover for children provided for free in case the whole family is travelling together, free emergency repatriation to country of residence when insured person selects a minimum of four risks to be covered in the policy and can enjoy helicopter or airplane use in case of emergencies.
ERGO TravelProtect Essential / ERGO Insurance
I made a claim for flight delay and the on-line process was very easy and fast. The claim was actually approved within a day and the claimed amount credited into my e-wallet the following day.Your credit in the e-wallet is best cashed out using Paynow as it is very simple and convenient.
Etiqu ePROTECT travel Basic Plan / Etiqa Insurance
For folks with pre-existing medical conditions like asthma or heart conditions, they can consider Sompo’s Travel Joy Deluxe plans. Sompo’s plan only covers medical evacuation however and not trip delays and cancellation as well.However, Sompo offers unlimited evacuation should make up for it. If your condition is life-threatening, unlimited evacuation is more important than being covered for a wide variety of incidents.
SOMPO TravelJoy Deluxe / Sompo Insurance Singapore
The Allianz annual plans saves frequent travellers some serious money. In fact, a couple only has to take two seven-day trips a year for an annual plan to become a better buy. And if you travel for work and are responsible for your own insurance, the Allianz AllTrips Executive Plan might be a fitting solution. It provides reasonable coverage for all categories and protects you in the event your business equipment is lost or stolen.
Allianz Annual Multi-Trip Travel Insurance / Allianz Global Assistance Singapore
I must say that the FWD Travel Insurance Premium is very easy to apply and also avails competitive rates as well. Generally FWD offers decent coverage for a safe travel destination however if you’re going somewhere with a higher risk involved like a ski trip for instance, you might want to consider specialized plans. But generally, the application process and ease of getting a quote upfront is great with competitive prices too.
FWD Travel Insurance Premium / FWD Singapore
No Name
Assuming you guys earn about $3,000 per month, either one of you have a DBS / POSB Credit card, spend $1 or more every month, you can try DBS Multiplier Account. You get 1.9% p.a interest for your savings in the DBS multiplier credited "Monthly"! Thus if you deposit 600 x 12 = 7.2k , at 1.9%, you'll get about $135.05 for the first year, the 2nd and 3rd year and so on, compounded even more as you will add $600 monthly.