Anyone here using the AMEX CapitaCard, what are your reviews about it?
I hear the AMEX CapitaCard is great CapitalLand malls. What else is awesome about the card?
I hear the AMEX CapitaCard is great CapitalLand malls. What else is awesome about the card?
I have held this card for quite a long time and one thing I like about the card is the fact that it is used for CapitaLand malls and they are almost everywhere. So I enjoy dining taking advantage of the 10x rewards merchants to accumulate the points faster. Imagine getting close to 6.5% rebates on dining. Not to forget their sign up bonus of $60 rebates in vouchers when you spend $1,500. That's a 4% rebate excluding the points you will earn which will convert into vouchers too.
American Express CapitaCard / American Express International
The American express CapitaCard is my first credit card and I find the sign up bonus attractive as I received $20 CapitaVouchers, which come in the form of STAR$ after being referred by my friend while my friend would receive S$30 CapitaVouchers also in the form of STAR$ after referring to me. Besides that, you can get to earn STAR$ points when shopping at Capitalmalls.
American Express CapitaCard / American Express International
I feel this card is only worth its onions because of the sign up bonus. However subsequently, it might be good for families that spend most of their time in capitaland mall for the "free carpark". Pretty much this card offers features that revolve your life around capitaland malls and if you are not excited by that then you could try other cards. By the way this is the only credit card that can be used to purchase capita vouchers
American Express CapitaCard / American Express International
It feels quite good to receive a lot of capitastar points when spending with this card, but still it is not really worth it to convert points to capitamall vouchers and other in-app deals are more value for money. I actually held this card for close to one year when Amex decided to charge me annual fee for second year and couldn't waive it because my spending wasn't high enough to justify the waiver, I converted it to the true cashback card.
American Express CapitaCard / American Express International
American Express CapitaCard
American Express CapitaCard
The Citi SMRT card is a pretty decent card for spending but they unfortunately exclude travel related online merchants. This to me is the downside of the card and may be a reason to get another card for travel websites.
Citi Prestige Card / Citibank Singapore
A 5% cash rebate on fuel purchases and a 16% instant discount is a great deal for me I must say, the HSBC VISA Platinum Credit Card indeed makes driving more fun for me as i always look forward to the 16% instant discount plus 5% cash rebate on all fuel spend at Caltex and Shell stations
HSBC VISA Platinum Credit Card
I find it very pleasant and rewarding the Platinum Wellness offerings of the AMEX Express Platinum Credit Card as I get to rest and replenish after a hard week at work. I treat myself to spa privileges that come with my Card Membership with spa vouchers from Adeva Spa, Spa Rael and The Ultimate. I do this one’s a week and enjoy up to 40% off à la carte spa services at Adeva Spa, Spa Rael and The Ultimate. Simply relaxing and feels good to be pampered.
American Express Platinum Credit Card / American Express International
Unfortunately, the HSBC advance card is not an unlimited cashback card as they have a cap on the cashback per month, even for advance banking clients. Furthermore, if you are not an advance banking client, you would not get subsequent card fee waiver if you do not get to spend at least $12,000 in a year.
HSBC Advance Credit Card / HSBC Bank Singapore
OCBC Frank Card stands out for its low minimum spend requirement and annual fee waiver however, it’s not a great match for consumers seeking everyday cashback. Online spend on utilities, recurring bills, and school and hospital payments are all not eligible for rebate. Dining, groceries, and other categories are also not rewarded. Ultimately, OCBC Frank Card offers young adults a great, no-fee way to earn cashback from social and online spend. OCBC Frank Card is definitely worth consideration.
FRANK Credit Card / Oversea-Chinese Banking Corporation
This card offers a few thrills if you are one for accumulating miles as you can earn 1.3 KrisFlyer miles for every S$1 equivalent in foreign currency spent overseas on eligible purchases up to S$3,800 each month. On such purchases above S$3,800 each month, you can earn 2 KrisFlyer miles. Furthermore the card allows earnings of 1.3 KrisFlyer miles for every S$1 spent locally in Singapore dollars on eligible purchases up to S$3,800 each month. On such purchases above S$3,800 each month, earnings are 1.4 KrisFlyer miles. Highly recommended for those who seek to accumulate miles.
American Express Singapore Airlines PPS Club Credit Card / American Express International
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It is not worth it for me as only the sign up bonus is the meaningful incentive for me. It might be a perfect card for families that spend most of their time in capitaland mall for the free carpark. Apart from that maybe the fact that it is the only credit card that can be used to purchase capita vouchers. The exchange rate of Star$ to vouchers is 5,000 star$ to 5 capitalland voucher. This means you can only get about 1-3% rebates (3% for dining) at capland outlets. This is not too good when other cards are offering 6% rebate on dining. I think its rewards system has to be improved to match other cards.