Anyone here using the AMEX CapitaCard, what are your reviews about it?

I have held this card for quite a long time and one thing I like about the card is the fact that it is used for CapitaLand malls and they are almost everywhere. So I enjoy dining taking advantage of the 10x rewards merchants to accumulate the points faster. Imagine getting close to 6.5% rebates on dining. Not to forget their sign up bonus of $60 rebates in vouchers when you spend $1,500. That's a 4% rebate excluding the points you will earn which will convert into vouchers too.

The American express CapitaCard is my first credit card and I find the sign up bonus attractive as I received $20 CapitaVouchers, which come in the form of STAR$ after being referred by my friend while my friend would receive S$30 CapitaVouchers also in the form of STAR$ after referring to me. Besides that, you can get to earn STAR$ points when shopping at Capitalmalls.

I feel this card is only worth its onions because of the sign up bonus. However subsequently, it might be good for families that spend most of their time in capitaland mall for the "free carpark". Pretty much this card offers features that revolve your life around capitaland malls and if you are not excited by that then you could try other cards. By the way this is the only credit card that can be used to purchase capita vouchers

It feels quite good to receive a lot of capitastar points when spending with this card, but still it is not really worth it to convert points to capitamall vouchers and other in-app deals are more value for money. I actually held this card for close to one year when Amex decided to charge me annual fee for second year and couldn't waive it because my spending wasn't high enough to justify the waiver, I converted it to the true cashback card.

I would recommend the card for use by people who frequently purchase clothing and electronics and also in particular from known on online merchants like AliExpress, Amazon, Lazada, Shopee and Taobao.You get 10X points when you shop at retails for babies and children's wear, clothes, bags and shoes, department stores, electronics and gadgets; which cover almost all retails. Also the OCBC Reward is a $10 rebate for 3600 points which I think is fare.

This is my first credit card and I was pleased with the process as the application was absolutely stress free and smooth with customer care service at top notch. I actually felt taken care of and it appeared I could rely on customer care service for virtually any issue. Plus they have a simple tracking system of cashback rewards, with a good App and web UI/UX.

The welcome bonus with this card is quite mouth-watering. Simply spend S$1,500 in the first 3 months to receive 24,000 Membership Rewards points. That you will find to be enough points to redeem for S$110 cash credit. Plus you can see the points add up with 100% bonus points on all spend in your first 3 months of Card Membership. I have been using this card now for 6 months and am yet to find reasons to complain.

Very impressed by the complimentary night stay I got after I made bookings for a five nights stay at a resort I spent my birthday at in Malaysia. Even more pleasing was the complimentary golf games at a high quality golf courses in Malaysia. As a matter of fact, I had as much as six complementary golf games.

In my opinion, this card is one of the best cards in the market especially as there are no expiry date to miles earned and an amazing 2 VIP airport lounge access. I love the fact that the card can be used for major big ticket items and to clock mileage. Redemption can be done easily without hassle and customer service staff are very helpful

Unfortunately, the HSBC advance card is not an unlimited cashback card as they have a cap on the cashback per month, even for advance banking clients. Furthermore, if you are not an advance banking client, you would not get subsequent card fee waiver if you do not get to spend at least $12,000 in a year.