Losing stuffs is not a new thing. I placed my wallet once somewhere I cannot remember where I placed it and then after lots of searching, someone stole it. It has my atm, ids and cash. I do not care about the cash because that only a small amount and can get that back soon. But my cards, it is hard to replace it because the bank/company is requiring you to submit some papers.
I use Maybank SaveUp for their 3% interest very competitive rate plus $50,000 insurance. I also use it for savings and not so much for transactions, so I'm ok with the user interface & lack of ATMs. Plus, their Maybank Platinum Visa Card has no annual fee, provided there is at least 1 transaction every quarter, and gives 3.33% cashback on almost any category of $300 spending free.
Maybank SaveUp Account / Maybank Singapore
This is a savings account with a stylish passbook provided entirely free of charge. Despite this being a passbook savings account, you can still make use of UOB Personal Internet Banking and use it to track your account balances. Internet Banking will provide you the banking convenience where you can make banking transactions anytime at anywhere, banking conveniences literally at your fingertips.
UOB Passbook Savings Account / United Overseas Bank
Maybank I savvy account offers a higher interest rate per annum as compared to other banks offerings. I believe that it is worth it to use them as a savings account where money accumulated is able to get higher interest.
Maybank iSAVvy Savings Account / Maybank Singapore
This is a decent account for kid with ages 18 and below as there are no minimum deposit, fall below fee, monthly fee or lock-in period. However, as a parent you are required to pay $50 into the account by GIRO every month. The interest rates aren’t the best but they’re not that bad either as you recieve 0.1% interest on the first $50,000, 0.15% on amounts above $50,000 up to $200,000, and 0.25% on amounts above $200,000.
Standard Chartered e$aver Kids / Standard Chartered Bank Singapore
If you often have wondered what will happen when you hit the rate cap, with Citibank tap and save account you will continue to enjoy the base interest rate of 0.01% p.a. and step up interest rate of 0.12% p.a. by continuing to ensure that your current month's minimum balance is greater than your last month's minimum balance or by maintaining your balance above S$20,000.
Citibank Tap and Save Account / Citibank Singapore
The Unlimited$aver is a savings account linked to the Standard Chartered Unlimited Cashback Credit Card that unlocks higher cashback of up to 5% on unlimited credit card spend with funds deposited into the Unlimited$aver account. With the Unlimited$aver account, clients can earn up to 5% cashback on their unlimited credit card spend, with no cashback cap and no minimum spend.
Standard Chartered Unlimited Cashback Credit Card / Standard Chartered Unlimited$aver / Standard Chartered Bank Singapore
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Singapore has one of the top securest banks in the world. If your card got lost, contact them or call the banks immediately to hold your account. They can even trace where it was last used. With the small country of singapore, it is not that hard to find something that is lost. You can ask for the assitacne of others