Losing stuffs is not a new thing. I placed my wallet once somewhere I cannot remember where I placed it and then after lots of searching, someone stole it. It has my atm, ids and cash. I do not care about the cash because that only a small amount and can get that back soon. But my cards, it is hard to replace it because the bank/company is requiring you to submit some papers.
As people’s lives grow more digital, it has only served to make it easier for hackers and cybercriminals to access more and more personal information and identity. They can open utility accounts, get a cell phone, or apply for a credit card, all using your name. Citi offers a free Identity Theft Solutions that can help you in the event that your identity is ever stolen. The service comes free with your Citibank Basic Banking Checking Account. Dealing with identity theft can be a massive pain, but Citi’s expert team can make it a little bit easier.
Citibank Basic Banking Account / Citibank Singapore
The initial deposit is only $10 and there are no fall below fee, while the account offers other kid-related perks such as birthday privileges, hand foot and mouth disease hospitalisation and outpatient insurance and personal accident insurance for you and your child. They’ve also got frequent promotions designed to attract kids. For instance, when opening a Youngstarz Savings Account, your kid gets a $20 POPULAR bookstore voucher.
Maybank Youngstarz Savings Account / Maybank Singapore
The Citi MaxiGain Savings Account is a fantastic account for wealthy, consistent savers who can maintain a balance between S$70,000–S$150,000. To begin with, this account is a bit unique as the base interest rate is set to 70% of the 1-month SIBOR (Singapore Interbank Offer Rate), which changes daily–making rates slightly more variable than with other accounts. As a baseline, the effective base rate tends to be around 1.00% p.a., more or less, which is by far the highest available as per market standards.
Citi MaxiGain Savings Account / Citibank Singapore
Maybank iSAVvy Plus Savings Account is a great option for consistent savers who can comfortably make large monthly deposits and no withdrawals at that for a period of 6 month. To begin with, Maybank iSAVvy Plus Account rewards account holders with a high base rate according to their balance size, reaching up to 0.38% p.a. for consumers with S$50k+ balance. Considering the market standard is just 0.05% p.a., this base–which comes without any requirements or criteria–is remarkably competitive. Additionally, consumers earn a substantial 1.56% p.a. bonus rate on their incremental growth after 6 months, assuming consistent deposits with no withdrawals.
Maybank iSAVvy Savings Plus Account / Maybank Singapore
The Standard Chartered e$aver Savings Account is currently offering a promotion that significantly boosts its value by providing consumers heavy incentives to make large deposits into their accounts, as any incremental increases in their balance from month-to-month will earn 1.70% p.a. These funds must be credited to outside source, rather than transferred within the Standard Chartered banking system, and this bonus applies to the increase only and not to the entire balance.
Standard Chartered e$aver / Standard Chartered Bank Singapore
Good account with pretty good interest without having to worry about minimum spend or other transactions. However, since they encourage account holders to go cardless, to get a card you may need to pay for it. I find that the user interface for the mobile and online banking is rather lacklustre as logging in seems to be a huge problem for the app.
CIMB FastSaver-i Account / CIMB Bank Berhad Singapore Branch
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Singapore has one of the top securest banks in the world. If your card got lost, contact them or call the banks immediately to hold your account. They can even trace where it was last used. With the small country of singapore, it is not that hard to find something that is lost. You can ask for the assitacne of others