Forum
Last updated: 

Can civil suit be taken regardless of private settlement?

I lend a money to a friend since he told me he has no job and we agreed to terms to adhere. We had a contract signed in accordance to a mutual agreement. We brought up our own concerns and affairs to be settled and again, we all resolved it. But then after some time he gradually eliminate our communications and soon became none. I tried contacting him as soon as I realized that he is hiding and tried avoiding me. But he continued to avoid me and not communicate with me.

User comments

  • user image

    No Name

    Unfortunately, you can't hastily go to the police since you have a private settlement and agreement. Personal loan cases or debt cases are considered to be civil case and not a criminal case so the police cannot take action of the said circumstance. Given the situation, you might want to ask him personally.

    2020.03.24 15:44

Please leave your knowledge and opinion!

Related Forums

Is my brother a possible guarantor?

What will happen if someone unfortunately die of accident leaving his debts behind?

Hospital preventing a family to leave due to debts

I have a debt and charged me with high interest rate, what should I do?

What happens after one has declared bankruptcy?

I'm currently in a lot of debt. and I need it to stop

Related Reviews

Up to 3% Cash Rebate and 5X TREATS points when Manchester United wins a Premier League match

1% unlimited cash rebate and 1X TREATS Points on all transactions with up to 3% Cash Rebate and 5X TREATS points when Manchester United wins a Premier League match. What is simply mind blowing is the fact that there is the first 2 years annual fee waived while subsequent waivers are at a minimum spend of S$3,600 per year. I recommend this card for Man United fans and non-fans too.

Maybank Manchester United Platinum Visa Debit Card / Maybank Singapore

No annual fee and works as a multi-currency card

Citibank only has one debit card which is the Citibank Debit Mastercard. Regardless of whether you bank with Citibank regularly, this is a useful debit card for frequent travellers. This debit card with no annual fee works as a multi-currency card if you link it to a Citibank Global Foreign Currency Account. Like with the DBS Multi-Currency Account, you can easily convert SGD to 9 foreign currencies: AUD, CAD, EUR, HKD, JPY, NZD, GBP, USD and Swiss Franc.

Citibank Debit Mastercard / Citibank Singapore

Allows you to check your LinkPoints balance and transaction history conveniently

The NTUC Plus! Visa Debit Card Plus App enhances your rewards experience and allows you to check your LinkPoints balance and transaction history conveniently. So be it shopping, exercising, traveling or dining, explore the discounts and deals you can get under Plus! Treats. You can even collect stamps from Plus! Partners to redeem exciting rewards.

NTUC Plus! VISA Debit Card / Oversea-Chinese Banking Corporation

3% cashback for contactless payments like Visa PayWave, Apple Pay transactions

The DBS Visa Debit Card has my vote for being the one of the best debit cards in Singapore. You get 3% cashback for contactless payments like Visa PayWave, Apple Pay transactions with a few conditions to be met like spend at least $400 a month on your debit card and limit cash withdrawals to $400 or less a month. Cashback is capped at $50 a month while you should note that PayWave transactions are capped at $200 per transaction. You should also know that the card can be used overseas with no foreign transaction fee if paired with a DBS Multi-Currency Account

DBS Visa Debit Card / DBS Bank

Withdraw cash in ten currencies and enjoy cash withdrawal fee waiver across all ATMs worldwide

This card lets you withdraw cash in ten currencies at $0 fee and enjoy cash withdrawal fee waiver across all ATMs worldwide. This is great news for people who aren’t comfortable with carrying large amounts of cash around, and don’t want to pay ATM withdrawal fees. So, if let’s say you’re travelling to England, you can convert SGD to Pound sterling in just a few steps instantly on the QuickFX app. You can then withdraw it using your Everyday Global Debit Card in England without having to pay foreign exchange fees and ATM fees, or simply make payments directly to the merchant.

HSBC Everyday Global Debit Card / HSBC Bank Singapore

24-hour Concierge and minimum of 16 years of age eligibility

Major highlights with this card has got to be the 24-hour Concierge, minimum of 16 years of age eligibility, 1% cashback on overseas and online transactions with minimum spend of SGD $1,000 per quarter, 0.3% cashback on local transactions with minimum spend of SGD $1,000 per quarter and enables contactless payment with maximum spend of SGD $100 under UnionPay QuickPass.

DBS UnionPay Platinum Debit Card / DBS Bank