If you were to recommend the OCBC Arts Credit Card, what would be the highlights or benefits you would proffer?

The OCBC Arts Credit Card offers a thrilling 10% off Flex and Flex Plus fares and 5% off Saver fares valid on Economy Class and Business Class to all Emirates-operated destinations.These special fares came in handy and very helpful on my last overseas trip using emirates. Please be aware that all the fares stated are after discount anyway

The introductory annual fee is waived for the first 2 years. This card has a $160.50 annual fee which is waived for the first 2 years along with the supplementary annual card fee of $80.25 which will also be waived during that intro period. Card members earn 1 OCBC$ rewards point per every $1 spent and you can redeem your rewards for retail vouchers at a large number of merchants and instant discounts at Timbre.

Earn 3 OCBC$ per $1 spent on ticket purchases for events made through SISTIC. Ultimately you get rewarded for planning ahead and buying tickets to the events you love, and up to 20% discounts on all local & international productions. Cardholders can benefit from exclusive discounts and deals on a number of local and international musical and theatre productions as well as events, festivals, concerts and more.

Priority events booking. Users will benefit from priority bookings at a large variety of events including W!LD RICE, the Theatre Practice, Ding Yi Music, Singapore Dance Theatre, Singapore Lyric Opera and more. I also find the dining and shopping privileges to be cool with benefits from discounts and offers at retail and dining outlets across Singapore. For instance a 15% off your bill instantly at selected restaurants and 20% off your bill instantly at selected online retailers.

OCBC Arts Credit Card is a rewards card with a complementary set of features for anyone using a credit card to pay for their cultural expenses. Not only do cardholders earn OCBC$ 3 times faster for ticket purchases through SISTIC, they can also gain priority access and discounts to tickets for theatre, art and music events.

Along with the standard perks an OCBC card provides, these extra features make this card useful for people who are interested in art, music and cultural events. Users will also benefit from a large range of discounts and perks on lifestyle and everyday purchases like retail shopping, dining, travel and tours.

For me nothing beats the 5% year-round cash rebates on dining, groceries, petrol and transport (that is taxis, ride hailing, trains and buses inclusive), locally and overseas when you spend minimum S$600 per month. And the cash rebate is capped at S$150 per month. So if you don’t drive, not to worry as you can enjoy 5% cash rebate for your transportation needs, be it a taxi ride, a booking made via ride hailing apps, or trains/buses.

I would recommend the card for use by people who frequently purchase clothing and electronics and also in particular from known on online merchants like AliExpress, Amazon, Lazada, Shopee and Taobao.You get 10X points when you shop at retails for babies and children's wear, clothes, bags and shoes, department stores, electronics and gadgets; which cover almost all retails. Also the OCBC Reward is a $10 rebate for 3600 points which I think is fare.

Even as the OCBC Plus! Visa is not a cashback card, thus there is no cap, or "maximum" cash back, you get to still earn rebates in the form of cash rebates and LinkPoints by shopping at NTUC. However do note that there is a minimum spend of $500 in places outside NTUC before the full range of rebates and LinkPoints can be unlocked.

The Citi SMRT card is a pretty decent card for spending but they unfortunately exclude travel related online merchants. This to me is the downside of the card and may be a reason to get another card for travel websites.

A 5% cash rebate on fuel purchases and a 16% instant discount is a great deal for me I must say, the HSBC VISA Platinum Credit Card indeed makes driving more fun for me as i always look forward to the 16% instant discount plus 5% cash rebate on all fuel spend at Caltex and Shell stations

My family had a really fun time with the 10% off Siam Adventure Club Family Package Booking which came with breakfast for 2 adults and up to 2 kids with a Kids room setup in room and full access to kids activities. We even enjoyed daily evening drinks for whole family on selected menu from 5pm to 6pm.