My teacher told us about what he is currently watching and it was about how authorities were using their power to control the one that is below them. It was about a debt collector that asked for a private settlement. And so they talked in private but instead of asking for the money, the debt collector harassed the one in debt.
Earn unlimited cash rebate of 0.3% for all local and overseas retail transactions when using your BOC Zaobao Debit Card.This offer is valid for a monthly spend of at least S$100 with a minimum deposit of S$1,500 and/or a monthly spend of at least RMB 500 with a minimum deposit of RMB 7,500 in the account.Other privileges allow you to use your new BOC UnionPay Dual Currency Debit Card at any UnionPay's merchants to enjoy 0.3% cash rebate and/or exclusive offers
BOC Zaobao Debit Card / Bank of China
This card lets you withdraw cash in ten currencies at $0 fee and enjoy cash withdrawal fee waiver across all ATMs worldwide. This is great news for people who aren’t comfortable with carrying large amounts of cash around, and don’t want to pay ATM withdrawal fees. So, if let’s say you’re travelling to England, you can convert SGD to Pound sterling in just a few steps instantly on the QuickFX app. You can then withdraw it using your Everyday Global Debit Card in England without having to pay foreign exchange fees and ATM fees, or simply make payments directly to the merchant.
HSBC Everyday Global Debit Card / HSBC Bank Singapore
Citibank only has one debit card which is the Citibank Debit Mastercard. Regardless of whether you bank with Citibank regularly, this is a useful debit card for frequent travellers. This debit card with no annual fee works as a multi-currency card if you link it to a Citibank Global Foreign Currency Account. Like with the DBS Multi-Currency Account, you can easily convert SGD to 9 foreign currencies: AUD, CAD, EUR, HKD, JPY, NZD, GBP, USD and Swiss Franc.
Citibank Debit Mastercard / Citibank Singapore
This card is well known for their youth centred marketing campaigns and having a wide array of attractive card designs for you to choose from, this FRANK debit card is another popular choice amongst tertiary students. This card offers a 1% cashback with participating retail and transport merchants such as ZALORA, Lazada and Grab. Good enough, there is no minimum income and annual fee required for this card. You only need to be 16 years or older with an OCBE FRANK savings account.
OCBC FRANK Debit Card / Oversea-Chinese Banking Corporation
I recommend the OCBC Plus! Visa Debit Card, for people who buys groceries at NTUC Fairprice (practically every Singaporean who’s not on RedMart). The OCBC Plus! Visa Debit Card offers a decent 4% rebate at NTUC FairPrice, Unity and Warehouse Club if you spend $200 outside of the “NTUC network” that month. If you spend $500, and your rebate goes up to 7%, you also get 3% link points when shopping on FaiPrice On. The downside is that the OCBC Plus! Visa Debit Card has an annual fee of $24. This is waived for the first year and subsequently takes $1,200 of spending per year (avg. $100 a month) to waive.
OCBC Plus! VISA Debit Card / Oversea-Chinese Banking Corporation
The HSBC debit cards have no annual fees and it offers overseas cash withdrawal with no transaction fee at HSBC ATMs. However, this is ONLY for HSBC Advance and Premier Account holders. If you do qualify, the good thing is that HSBC has a strong ATM network in countries like Hong Kong.This card also supports the NETS FlashPay function so you can top up and tap for public transport, you can also link it up with SimplyGo and can be used to withdraw cash from cash points like 7-11, Cold Storage, Guardian and ATMs with “atm5” symbol
HSBC Debit Card / HSBC Bank Singapore
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When collecting a debt from someone, you must do everthing professionally. In this case, the debt collector dealt it in a private settlement. What sets them apart from your neighbourhood ah long is the fact that they try to comply with the law. There’s also an industry Code of Ethics set up by the Credit Collection Association of Singapore, which resolves disputes between debtors and collection agencies; however, the CCAS does not have a great deal of power to enforce the code.