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What is the exchange rate used to convert my foreign currency transactions to local currency if I use my card when I am overseas?

I have a UOB preferred platinum visa card that has been lying idle for a few months and I have an upcoming overseas trip in 3 weeks, when I use my card overseas what is the exchange rate used to convert my foreign currency transactions to local currency?

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    The exchange rates used to convert foreign currency transactions into Singapore dollars may vary from day-to-day and is also dependent on when the transactions are submitted for processing by the merchants. Furthermore, foreign currency transactions are subject to a foreign currency administrative fee levied on the Singapore dollars amount converted.

    2019.08.01 3:53

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