I own a Metro-UOB Card, what is the maximum cash that I can withdraw when I am overseas?

The UOB Island of Rewards promises that for every S$5 charged to your Metro-UOB Card, you will earn UNI$1. And you are free to choose from over 1,000 reward items including dining treats, shopping vouchers, movie tickets and more, with a 10% discount applies to regular-priced items with a blue tag. There is a 5% rebate that will be awarded in the form of Metro$ based on the net amount charged to the Metro-UOB Card. Metro$ can be exchanged for Metro Shoppers Cheques to offset your next purchase. Note that the 5% rebate does not apply to the purchase of Metro Gift Vouchers, Metro Gift Cards and Metro Shoppers Cheques. Metro$ rebates earned is valid for a 12-month period starting from the month earned.

To redeem your reward with the Metro-UOB Card, you will need to present the original redeemed physical Voucher with your authorised signature as proof of eligibility to the participating merchant. For purchases exceeding the value of the Voucher, you will need to charge the balance to the UOB Card. There shall be no refund, in any form whatsoever, if the value of the goods and/or services is below that of the Voucher. But did you know can get to profit from an instant 10% discount off regular-priced items with blue tag at Metro stores everyday with your Metro-UOB Card all year round while also get to enjoy a 5% rebate on all merchandise, including sale items at Metro. This rebate comes in the form of Metro$ where you simply accumulate and exchange your Metro$ for Metro Shoppers Cheques, which you can then use to pay for your next purchase at Metro. Yes as a fact they offer complimentary free delivery services for your purchases when you spend a minimum of S$150 nett at Metro. A minimum spend of S$250 nett is required during Storewide Events however.

Under the UOB Rewards Programme, UNI$ earned from different UOB Card Accounts of the same UOB Principal Card member will be aggregated. However, the UNI$ is not transferable between accounts of different UOB Card members. In addition supplementary Card members will earn UNI$ and these UNI$ will be accumulated in the Principal Card member’s account. Only Principal Card members can redeem UNI$.

An inescapable path to becoming a successful investor is to learn how to become a lifelong student. Learn from other investor's success and mistakes. Learn how they made the money, not how they spent it. Place value on value, buy assets that you know are underpriced and sell them for a higher value. Always have healthy Skpeticism which is very hard to acquire as the world is full of malice. Lastly but not the least is to sharpen your analytical ability as being able to analyze what is going on is very crucial to becoming a good investor.

Those with an annual income of less than S$20,000 may borrow up to S$3,000 from all moneylenders combined and those who earn more thanS $20,000 a year may borrow up to six times their monthly income from all moneylenders combined. Meanwhile, for foreigners residing in Singapore, a lower aggregate loan cap of S$1,500 will be imposed on those who earn less than S$10,000 annually. Foreigners who earn between $10,000 and $20,000 a year can borrow up to $3,000, and those who earn at least $20,000 can borrow six times their monthly income.

In a joint statement, the Ministry of Law (MinLaw) and Ministry of Manpower (MOM) said that foreigners living in Singapore will be subject to new aggregate loan caps and the self-exclusion framework for borrowing from licensed moneylenders just like Singaporeian citizens. This just implies that this will better protect foreigners such as yourself residing here and your/their employers from the effects of over-borrowing.

Instarting a business using your SmartPhone, You should invest on a goo pair of bluetooth earphones and microphone so that communication can be made easier even when in transit. The next thing you should invest on is a bluetooth keyboard so that you would be able to type longer and detailed messages. A credit card reader and a mobile projector would come in handy for presentations and transactions. SmartPhones can only last for so long until it runs out of battery so a powerbank would be useful in emergency situations.

At first it might sound lika a hoax but since this is Singapore where possibilities are limitless. There is a company called Circles.Life that offers a free sim only plan. Their plan includes 1GB of data, 30min talk time and 10 SMS every month for S$0. This is perfect for someone who just needs a sim card for emergency purposes or someone who needs a line so they can be reached but does not use their phone much. TPG also offers one which includes 2G of data/day but you can;t use it for calls and SMS.

Investing your money allows you to have another option fr financial stability in case you want to stop working and still be able to financially be able to support yourself. Investing your money could also help you beat the current inflation rate. This way you can also save for your retirement and get more in return.