Forum
Last updated: 

Are all online transactions not eligible for cashback with the Standard Chartered Unlimited Cashback Credit card?

I hold a Standard Chartered Unlimited Cashback Credit card, and I am eligible to get 1.5% cashback. However, it appears this cashback did not take into account the premium paid for my annual Personal Accident Insurance policy. Are all online transactions only for insurance-related transactions?

User comments

  • user image

    No Name

    I suggest you check the terms and conditions of your card properly as usually, insurance premiums, in addition to most bills such as mobile/hospital bills, are not eligible for cashbacks. Most merchants seldom accept them now so you are right to assume that most premiums are excluded for rebates. Nonetheless they do accept the amount for minimum spending, I advise you check directly with the bank

    2019.08.01 2:22

Please leave your knowledge and opinion!

Recommending Forums

I own a Standard Chartered Unlimited Cashback Credit card presently, but it did not take into account the premium paid for my annual Personal Accident Insurance policy. Does it mean that all online transactions are not eligible for cashback?

Standard Chartered Unlimited Cashback Credit Card

What is so good about the Unlimited Cashback Credit Card’s - The Good Life program?

Standard Chartered Unlimited Cashback Credit Card

Related Forums

Is it true that foreigners would be subjected to aggregate loan caps?

WHat is the best way to invest my money on?

What is the best unlimited mobile data plan in Singapore?

What are Stocks?

What are the characteristics of a bond?

What are thee companies that offer monthly investment plans and who are the individuals who should get these plans?

Related Reviews

You get 10X points when you shop at retails for babies and children's wear

I would recommend the card for use by people who frequently purchase clothing and electronics and also in particular from known on online merchants like AliExpress, Amazon, Lazada, Shopee and Taobao.You get 10X points when you shop at retails for babies and children's wear, clothes, bags and shoes, department stores, electronics and gadgets; which cover almost all retails. Also the OCBC Reward is a $10 rebate for 3600 points which I think is fare.

OCBC Titanium Rewards Credit Card / Oversea-Chinese Banking Corporation

40,000 Membership Rewards points to refer a friends to the card

I like the idea that I can receive 40,000 Membership Rewards points when I get to successfully refer any of my friends to the card. Even more so as my friends can also receive 40,000 Membership Rewards points upon spend of S$5,000 in the first 3 months of their Card Membership. I think that is pretty much a win-win situation.

American Express Platinum Card / American Express International

Zero Travel Related Online Merchants

The Citi SMRT card is a pretty decent card for spending but they unfortunately exclude travel related online merchants. This to me is the downside of the card and may be a reason to get another card for travel websites.

Citi Prestige Card / Citibank Singapore

Emergency legal and medical assistance

Seldom would you find a card that has your best interest at heart as the AMEX Express Platinum Reserve Credit Card with its Emergency legal and medical assistance even when you are anywhere in the world. You can enjoy privileges around the globe with Live the World and American Express with all round protection against accidental damage or theft for your purchases.

American Express Platinum Reserve Credit Card / American Express International

Fee waivers and No transfe fees

The AMEX Express Singapore Airlines Solitaire PPS Credit Card gives a First Year Fee Waiver for you to enjoy and also for your supplementary card members. In addition there are no transfer fees and all the KrisFlyer miles you can earn are directly transferred automatically to your KrisFlyer account with no transfer fee. I would recommend this card for these few reasons which could really make the difference.

American Express Singapore Airlines Solitaire PPS Credit Card / American Express International

Ease of use to accumulate on miles

The American Express Krisflyer Credit Card has an attractive sign up bonus and it is easy to use to accumulate on miles as no conversion into KF account is required, and monthly auto “sweeping” of miles help save in the conversion fee. I also have had good experiences with their customer care service as the call center service is absolutely awesome.

American Express Singapore Airlines KrisFlyer Credit Card / American Express International