I own a Standard Chartered Unlimited Cashback Credit card presently, but it did not take into account the premium paid for my annual Personal Accident Insurance policy. Does it mean that all online transactions are not eligible for cashback?

I currently have a Standard Chartered Unlimited Cashback Credit card, and is eligible to get 1.5% cashback. However, this cashback did not take into account the premium paid for my annual Personal Accident Insurance policy. Are all online transactions not eligible for cashback? Or only for insurance-related transaction

  • user image

    No Name

    I am not sure about ‘all’ online transactions not eligible for cashback but I know that any insurance premiums charged to your Unlimited Card and/or your supplementary credit card are NOT eligible for a cash back scheme. I advise you have a second look at the terms and conditions of your card properly. Usually, insurance premiums, as well as most other bills such as mobile/hospital bills, are not eligible for cashbacks

    2019.08.01 4:1

    Please leave your knowledge and opinion!

    Related Forums

    Why did the MOM decide to change the money lending laws for foreigners?

    How should I invest on my medical supplements using a credit card?

    What exactly does liquidation do for me and why would I ever consider?

    Is it true that foreigners would be subjected to aggregate loan caps?

    What are bond and how do they work?

    What are the different SmartPhone devices that I need to start a business using my smartphone?

    Related Reviews

    OCBC Frank Card offers young adults a great, no-fee way to earn cashback from social and online spend

    FRANK Credit Card / Oversea-Chinese Banking Corporation

    OCBC Frank Card stands out for its low minimum spend requirement and annual fee waiver however, it’s not a great match for consumers seeking everyday cashback. Online spend on utilities, recurring bills, and school and hospital payments are all not eligible for rebate. Dining, groceries, and other categories are also not rewarded. Ultimately, OCBC Frank Card offers young adults a great, no-fee way to earn cashback from social and online spend. OCBC Frank Card is definitely worth consideration.

    I can enjoy Interest rates starting from 5.80% p.a.

    NTUC Plus! Visa Credit Card / Oversea-Chinese Banking Corporation

    I love that I can enjoy Interest rates starting from 5.80% p.a. (EIR 11.38% p.a.) on their 12-month instalment plan which allows for fixed monthly repayments.The monthly repayment for your Cash-on-Instalments is fixed, allowing you to manage your finances with ease of mind. That works perfect for me as it helps me to be more organized and I give them thumbs up.

    Earn rebates in the form of cash rebates and LinkPoints by shopping at NTUC

    OCBC Plus! VISA Credit Card / Oversea-Chinese Banking Corporation

    Even as the OCBC Plus! Visa is not a cashback card, thus there is no cap, or "maximum" cash back, you get to still earn rebates in the form of cash rebates and LinkPoints by shopping at NTUC. However do note that there is a minimum spend of $500 in places outside NTUC before the full range of rebates and LinkPoints can be unlocked.

    You get 10X points when you shop at retails for babies and children's wear

    OCBC Titanium Rewards Credit Card / Oversea-Chinese Banking Corporation

    I would recommend the card for use by people who frequently purchase clothing and electronics and also in particular from known on online merchants like AliExpress, Amazon, Lazada, Shopee and Taobao.You get 10X points when you shop at retails for babies and children's wear, clothes, bags and shoes, department stores, electronics and gadgets; which cover almost all retails. Also the OCBC Reward is a $10 rebate for 3600 points which I think is fare.

    Great customer service officers

    American Express Singapore Airlines KrisFlyer Ascend Credit Card / American Express International

    I have had this card for a long while. The good thing with the card is that AMEX have been waiving my annual fees which is probably why I still have the card. The pros with this card include – Great customer service officers that are friendly and will do their best to help you with prompt follow ups, direct credit of miles to your Krisflyer account, many small promos every few months with a fantastic sign up promo, no minimum spending and perfect for concert lovers as AMEX offers priority to provide tickets.

    5% year-round cash rebates on dining, groceries, petrol and more

    HSBC Premier MasterCard / HSBC Bank Singapore

    For me nothing beats the 5% year-round cash rebates on dining, groceries, petrol and transport (that is taxis, ride hailing, trains and buses inclusive), locally and overseas when you spend minimum S$600 per month. And the cash rebate is capped at S$150 per month. So if you don’t drive, not to worry as you can enjoy 5% cash rebate for your transportation needs, be it a taxi ride, a booking made via ride hailing apps, or trains/buses.