Forum
Last updated: 

Has anyone applied for CIMB AWSM credit card? Is it a good card Care to share the pro and cons?

Hello everyone, I will like to hear from you if you have tried the CIMB AWSM credit card and if so is it a good card, can you share some pros and cons of the card?

User comments

  • user image

    No Name

    This card targets students, NSFs and the lower income earners. In my opinion it is a pretty good card for the target audience since as an NSF myself, I do not meet the minimum salary for the other better credit cards. Furthermore, it doesn't have any annual fees so I can just keep it and use it whenever I want/need to without worrying about any fees. As for DBS debit card, I believe that it requires a minimum spending of $400 which I believe most students and NSFs can't hit, and thus will be unable to qualify for the cashback. So this CIMB AWSM credit card is a good alternative for them. In a brief summary the Pros include no min income to apply for students and NSF, low entry point of $18,000 if you are under 35, better lifestyle perks with telecommunication and dining, unlimited cash back and no annual fees. The cons on the other hand include the fact that 1% is a very Low level for rebates, applicant must not be an existing CIMB Credit Card member, which I find to be quite odd anyway. In summary, you can get the card if you do not meet the minimum income requirements of a standard credit card as it offers a fuss free cash rebate program.

    2019.08.01 4:19

Please leave your knowledge and opinion!

Recommending Forums

Can I still use my present card with the old CIMB AWSM Card face while I await the new card face?

CIMB AWSM Card

Related Forums

Which University Majors in Singapore has the highest return on Investments?

What are thee companies that offer monthly investment plans and who are the individuals who should get these plans?

WHat is the cheapest unlimited mobile data plan in Singapore?

I'm looking for an unlimited mobile data plan that is cheap and reliable. I already have one which offers me Unlimited data and unlimited call and SMS but I'm currently on a budget and I don;t really call or send SMS so I'm looking for a low priced but reliable unlimited mobile data plan with adequate speed.

What is HSBC's personal loan in brief?

HSBC Personal Loan

How much can foreigners borrow under the amendments to the Moneylenders Act?

What are bond and how do they work?

Related Reviews

Protection of up to 90 days for online purchases

The delivered on the promise of purchase Protection of up to 90 days when ensured reimbursement on an eligible online purchases I made with my Amex Express Gold Card. Irrespective where you buy online or shopping at the local supermarket, their Purchase Protection offers repair, replacement or reimbursement on eligible purchases made with the Card, that has been damaged or stolen within 90 days of purchase.

American Express Gold Card / American Express International

Ease of use to accumulate on miles

The American Express Krisflyer Credit Card has an attractive sign up bonus and it is easy to use to accumulate on miles as no conversion into KF account is required, and monthly auto “sweeping” of miles help save in the conversion fee. I also have had good experiences with their customer care service as the call center service is absolutely awesome.

American Express Singapore Airlines KrisFlyer Credit Card / American Express International

Poor Customer Service

I am quite very disappointed with this card as I have never received the vouchers for all the points I have accumulated so far. I have on several occasions made complaints via the phone and even in person, but all to no avail. I would not recommend this card to anyone for this reason, i have to say unfortunately.

Citi Rewards Card / Citibank Singapore

Pleasant Rewards

In my opinion, this card is one of the best cards in the market especially as there are no expiry date to miles earned and an amazing 2 VIP airport lounge access. I love the fact that the card can be used for major big ticket items and to clock mileage. Redemption can be done easily without hassle and customer service staff are very helpful

Citi PremierMiles Visa Card / Citibank Singapore

Consumers earn 2.4 miles per S$1 spend overseas and 1.2 miles on general local spend

OCBC Voyage Card is perfect for well-off consumers with a shifting travel schedule, who want to earn high miles locally and overseas. Consumers earn 2.4 miles per S$1 spend overseas and 1.2 miles on general local spend, which aligns with similar cards. Consumers are most likely to benefit from OCBC voyage card if they spend most of their budget locally, with at least 25% of local spend on dining.

OCBC VOYAGE Card / Oversea-Chinese Banking Corporation

Great customer service officers

I have had this card for a long while. The good thing with the card is that AMEX have been waiving my annual fees which is probably why I still have the card. The pros with this card include – Great customer service officers that are friendly and will do their best to help you with prompt follow ups, direct credit of miles to your Krisflyer account, many small promos every few months with a fantastic sign up promo, no minimum spending and perfect for concert lovers as AMEX offers priority to provide tickets.

American Express Singapore Airlines KrisFlyer Ascend Credit Card / American Express International