Does the American Express Rewards Card give new users welcome Offers?

The welcome bonus with this card is quite mouth-watering. Simply spend S$1,500 in the first 3 months to receive 24,000 Membership Rewards points. That you will find to be enough points to redeem for S$110 cash credit. Plus you can see the points add up with 100% bonus points on all spend in your first 3 months of Card Membership. I have been using this card now for 6 months and am yet to find reasons to complain.

The shopping benefits with the American Express Rewards Card are quite attractive and in particular I love that I can get to pick my favourite 5 places to shop and dine to spend in Singapore and stand to earn 50% more Membership Rewards points on top of the $1 which equals to 1 point

I think it is great the promotion they have which promises that if you spend $5,000 on your card in a calendar year you will get 50% bonus points on all your spend every time and everywhere. Interestingly also you receive 24,000 bonus points when you spend $500 a month for the first three months of the Card membership. That is enough points to redeem for $110 cash credit or 13,250 miles

If you enjoy movies, this could be the right card choice for you. Basically when you visit Cathay Cineplexes, you can get tickets for $8 during weekdays and $10.50 on weekends. You also get to enjoy priority queue and if you buy 2 movie tickets, you will get a free medium popcorn just for paying with The American Express Rewards Card.

This card offers two free supplementary cards and this card fees for the first 2 supplementary cards are permanently waived, so your partner or other family members can enjoy the benefits of this card for free. Also if you need more than 2 extra cards, you can get them for a fee of just $16.05 annually, inclusive of GST.

Points cannot be redeemed for cash. The Membership Rewards programme lets you redeem points for a long list of money-saving vouchers, merchandise and even airline frequent flyer miles. But unfortunately you don't get an option to redeem for cash, so if you prefer flexible cash rewards, then maybe you should go for other cashback cards.

The Citi SMRT card is a pretty decent card for spending but they unfortunately exclude travel related online merchants. This to me is the downside of the card and may be a reason to get another card for travel websites.

For me nothing beats the 5% year-round cash rebates on dining, groceries, petrol and transport (that is taxis, ride hailing, trains and buses inclusive), locally and overseas when you spend minimum S$600 per month. And the cash rebate is capped at S$150 per month. So if you don’t drive, not to worry as you can enjoy 5% cash rebate for your transportation needs, be it a taxi ride, a booking made via ride hailing apps, or trains/buses.

So it is really convenient that I can get and use my card instantly when I apply via MyInfo. And the cards instant digital card that can be used for mobile wallets, online and mobile app purchases. Now aside from the same day physical credit card issuance for online applications you also get S$50 cash rebate upon approval with no minimum spend required. However that is only for new OCBC Credit Card applications.

If you are like me an HSBC Premier client and also a frequent traveller that can maximize the number of priority pass visits, limo and meet-and-assist services as well as your supplementary cardholders too, then this is the card for you. The reduced general mile earn rate is worth the trade-off for the unlimited priority pass memberships, as well as the high number of limo and meet-and-assist services that you can use.

Even as the OCBC Plus! Visa is not a cashback card, thus there is no cap, or "maximum" cash back, you get to still earn rebates in the form of cash rebates and LinkPoints by shopping at NTUC. However do note that there is a minimum spend of $500 in places outside NTUC before the full range of rebates and LinkPoints can be unlocked.

If you target to spend on major event tickets and high price items with the plan to split by instalment then this card is for you. However I notice that if you have an existing OCBC saving account, it makes bill payments much more seamless. And aside from being able to split payment into monthly instalments interest free, you can earn up to 1% rebate on your purchase. Only few cards in the market that allow auto convert spending into interest free instalment and still be entitled to 0.5% or 1% cash rebate.