Does anyone know what the Amex Rewards Card Membership Programme is and what the benefits are if I take up the card?

The welcome bonus with this card is quite mouth-watering. Simply spend S$1,500 in the first 3 months to receive 24,000 Membership Rewards points. That you will find to be enough points to redeem for S$110 cash credit. Plus you can see the points add up with 100% bonus points on all spend in your first 3 months of Card Membership. I have been using this card now for 6 months and am yet to find reasons to complain.

The shopping benefits with the American Express Rewards Card are quite attractive and in particular I love that I can get to pick my favourite 5 places to shop and dine to spend in Singapore and stand to earn 50% more Membership Rewards points on top of the $1 which equals to 1 point

I think it is great the promotion they have which promises that if you spend $5,000 on your card in a calendar year you will get 50% bonus points on all your spend every time and everywhere. Interestingly also you receive 24,000 bonus points when you spend $500 a month for the first three months of the Card membership. That is enough points to redeem for $110 cash credit or 13,250 miles

If you enjoy movies, this could be the right card choice for you. Basically when you visit Cathay Cineplexes, you can get tickets for $8 during weekdays and $10.50 on weekends. You also get to enjoy priority queue and if you buy 2 movie tickets, you will get a free medium popcorn just for paying with The American Express Rewards Card.

This card offers two free supplementary cards and this card fees for the first 2 supplementary cards are permanently waived, so your partner or other family members can enjoy the benefits of this card for free. Also if you need more than 2 extra cards, you can get them for a fee of just $16.05 annually, inclusive of GST.

Points cannot be redeemed for cash. The Membership Rewards programme lets you redeem points for a long list of money-saving vouchers, merchandise and even airline frequent flyer miles. But unfortunately you don't get an option to redeem for cash, so if you prefer flexible cash rewards, then maybe you should go for other cashback cards.

For me nothing beats the 5% year-round cash rebates on dining, groceries, petrol and transport (that is taxis, ride hailing, trains and buses inclusive), locally and overseas when you spend minimum S$600 per month. And the cash rebate is capped at S$150 per month. So if you don’t drive, not to worry as you can enjoy 5% cash rebate for your transportation needs, be it a taxi ride, a booking made via ride hailing apps, or trains/buses.

A 5% cash rebate on fuel purchases and a 16% instant discount is a great deal for me I must say, the HSBC VISA Platinum Credit Card indeed makes driving more fun for me as i always look forward to the 16% instant discount plus 5% cash rebate on all fuel spend at Caltex and Shell stations

In my opinion, this card is one of the best cards in the market especially as there are no expiry date to miles earned and an amazing 2 VIP airport lounge access. I love the fact that the card can be used for major big ticket items and to clock mileage. Redemption can be done easily without hassle and customer service staff are very helpful

OCBC Frank Card stands out for its low minimum spend requirement and annual fee waiver however, it’s not a great match for consumers seeking everyday cashback. Online spend on utilities, recurring bills, and school and hospital payments are all not eligible for rebate. Dining, groceries, and other categories are also not rewarded. Ultimately, OCBC Frank Card offers young adults a great, no-fee way to earn cashback from social and online spend. OCBC Frank Card is definitely worth consideration.

The delivered on the promise of purchase Protection of up to 90 days when ensured reimbursement on an eligible online purchases I made with my Amex Express Gold Card. Irrespective where you buy online or shopping at the local supermarket, their Purchase Protection offers repair, replacement or reimbursement on eligible purchases made with the Card, that has been damaged or stolen within 90 days of purchase.

I am quite very disappointed with this card as I have never received the vouchers for all the points I have accumulated so far. I have on several occasions made complaints via the phone and even in person, but all to no avail. I would not recommend this card to anyone for this reason, i have to say unfortunately.