Who is allowed to book access passes for the airport lounge?

I certainly think there are worth all the hype. The DBS NUS Alumni Card is basically a Credit Card packed with rewards that gives back to your alma mater each time you spend, with every transaction made on your DBS NUS Alumni Card, they make a contribution to support NUS students with bursaries and awards. The DBS NUSS Card on the other hand is essentially a membership card and credit card in one, which takes care of your NUSS bills while still providing you with exclusive Platinum privileges, DBS Rewards and dining offers. So yes the hype is worth it as you stand to gain as you indulge in entertainment, dining, shopping and wellness privileges on campus and island wide earning 1 DBS Rewards Point for every $5 you charge to your cards. With the DBS NUSS Card you can enjoy the convenience of a combined credit and membership card and Auto-charge NUSS bills to your Card while staying connected to the country’s foremost graduate society. I must also point out the complimentary annual fee waiver as long as you’re a NUSS Member. And if you are the jetsetter you can travel in style with NUSS enjoying complimentary access to premium airport lounges at Changi Airport.

If you are a tourist then you don't need to worry because it will not apply to those with a temporary presence in Singapore, It will only apply to foreigners who are holders of Work Passes, Long Term Visit Passes, Short Term Visit Passes, Dependant's Passes and Student Passes.

In a joint statement, the Ministry of Law (MinLaw) and Ministry of Manpower (MOM) said that foreigners living in Singapore will be subject to new aggregate loan caps and the self-exclusion framework for borrowing from licensed moneylenders just like Singaporeian citizens. This just implies that this will better protect foreigners such as yourself residing here and your/their employers from the effects of over-borrowing.

If you got scammed online, you can contact the authorities to help you out. Always background check on what investments your gonna go through. You can easily contact people across the globe with the use of internet. Always check their status before involving within them. But as much as possible get help with the authorites.

The main phone provider in Singapore is Singapore Telecom. They provide both land and mobile phones as well as Internet access. The telephone number for Singapore Telecom is 1-800-738-1311 or 1-609-738-1311. When getting a landline installed, it normally takes five business days. These phones are capable of both national and international calls.

Just like in any country, there aren't many investments that guarantee your principal as well as returns in Singapore but of those that do, you should be very careful of scams. One other thing to understand is that when you get to enjoy such safety in your investments and visibility in your cashflows, you need to be prepared to accept a rate of return that is close to the risk-free rate. Your first bet is to invest on Singapore Government Treasury bills and/or Singapore Government Bonds. You can also try investing on saving plans or fixed deposits but the returns are low. If you want higher returns then you really need to invest on high risk investments.

Those with an annual income of less than S$20,000 may borrow up to S$3,000 from all moneylenders combined and those who earn more thanS $20,000 a year may borrow up to six times their monthly income from all moneylenders combined. Meanwhile, for foreigners residing in Singapore, a lower aggregate loan cap of S$1,500 will be imposed on those who earn less than S$10,000 annually. Foreigners who earn between $10,000 and $20,000 a year can borrow up to $3,000, and those who earn at least $20,000 can borrow six times their monthly income.